Mayuri Mahalle
Nagpur
Summary
Analytical finance professional with expertise in financial analysis, risk assessment, and regulatory compliance. Excelled at efficient task execution, strong decision‑making, critical thinking, problem‑solving, and effective communication to navigate complex challenges. Consistently delivered results by driving sound credit evaluations and safeguarding organizational interests.
Overview
3
3
Languages
4
4
years of post-secondary education
12
12
years of professional experience
Work History
Credit Risk Analyst
Tata Consultancy Services Limited
08.2021 - Current
- Reviewed equipment finance lease applications for individuals, businesses, and government entities.
- Review equipment finance lease applications up to $250,000.
- Analyzed credit ratings to assess borrower risk and inform lending decisions.; train new associates; ensure SLA/TAT compliance.
- Hands‑on experience in credit evaluation under US GAAP, ensuring accurate financial interpretation and sound credit decision‑making.
- Conducted financial analysis of potential credit risks using quantitative and qualitative data.
- Collaborated with cross-functional teams to develop risk mitigation strategies.
- Conducted market research to inform and enhance credit decision-making processes.
- Monitored industry trends to enhance risk analysis methodologies.
- Developed strong understanding of financial statements to effectively assess credit risk.
Credit Risk Assessment Officer- Mortgage
HDFC Sales Pvt Ltd
09.2018 - 08.2021
- Executed comprehensive credit appraisals for home loan products to assess borrower eligibility and risk.
- Analyzed financial documents, credit bureau reports, and performed ratio analysis to inform credit decisions.
- Analyzed historical credit trends to identify areas of risk exposure.
- Developed and maintained relationships with key clients and stakeholders.
- Coordinated sales activities to align with team objectives and enhance overall performance.
Credit Analyst
Equitas Small Finance Bank Ltd
03.2016 - 09.2018
- Assessed loan proposals in line with credit policy; iIdentified deviations/exceptions and delivered timely credit decisions within TAT.
- Conducted income evaluations of employed & self‑employed clients through site visits, business capacity review, and property verification; prepared CAMs for sanctioning.
- Reviewed documentation and coordinated with RCU for thorough sampling and cross-verification, enhancing accuracy in credit assessments.
- Monitored policy compliance and provide actionable recommendations, effectively.
- Delivered training sessions to sales teams on internal policy updates and supervisory norms and improved adherence to compliance standards.
Admin & Coordinator
Magnum Net Solutions Pvt Ltd
01.2015 - 09.2015
- Managed cash flow operations
- Cash Management
- Provided assistance to customers
- Conducted telecalling for cross-selling
- Facilitated domain and hosting registrations
Education
MBA - Finance And Marketing
Dr Ambedkar Institute of Management Studies And Research
Nagpur 07.2012 - 06.2014
BBA - Finance
Nabira Mahavidyala
Katol 07.2010 - 06.2012
Nabira Mahavidyala
KatolSkills
- Credit evaluation
- Financial analysis
- Loan recommendations
- Regulatory assessments
- Risk rating systems
- Policy compliance
- MS office and Tally ERP proficiency
- Data management
- Banking Industry Understanding
- Effective communication
- Client relationship management
- Cross-functional collaboration
- Team Management
- Decision making
- Compliance assessments
- Lending regulations
Languages
Marathi
First Language
English
Proficient
C2
Hindi
Proficient
C2
Professional Achievement
- Star of the Month – December 2022 & June 2023, awarded at TCSL for meeting SLA with 100% accuracy.
Professional Certification
- Certification in Commercial Credit – Achieved in April 2021, conducted by Moody’s Analytics.
Timeline
Credit Risk Analyst
Tata Consultancy Services Limited
08.2021 - Current
Credit Risk Assessment Officer- Mortgage
HDFC Sales Pvt Ltd
09.2018 - 08.2021
Credit Analyst
Equitas Small Finance Bank Ltd
03.2016 - 09.2018
Admin & Coordinator
Magnum Net Solutions Pvt Ltd
01.2015 - 09.2015
MBA - Finance And Marketing
Dr Ambedkar Institute of Management Studies And Research
07.2012 - 06.2014
BBA - Finance
Nabira Mahavidyala
07.2010 - 06.2012
Nabira Mahavidyala