Megha
Gurgaon
Summary
Dynamic Credit Analyst with extensive experience at FI Landing Services Pvt. Ltd., excelling in credit analysis and data evaluation. Proven ability to enhance loan processing efficiency through collaboration and meticulous financial statement reviews. Skilled in Microsoft Excel and committed to delivering accurate assessments that drive informed lending decisions.
Overview
5
5
years of professional experience
Work History
Credit Analyst
FI Landing Services Pvt. Ltd.
Gurgaon
05.2025 - Current
- Analyzed credit reports to assess borrower risk for loan applications.
- Reviewed financial statements to determine creditworthiness of clients.
- Assisted in preparing detailed credit analyses for internal review.
- Collaborated with team members to streamline credit approval processes.
- Maintained accurate records of client interactions and credit assessments.
- Supported senior analysts in developing risk assessment models.
- Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
- Evaluated the performance of existing customers by analyzing their past repayment behavior as well as current account status.
- Determined appropriate loan terms based on borrower's creditworthiness.
- Collaborated with other departments within the organization to ensure efficient processing of loan applications.
Credit Processing Associate
SMC Finance
Noida
05.2023 - 05.2025
- Reviewed customer financial information for accuracy and completeness.
- Collaborated with team members to streamline credit approval workflows.
- Participated in training sessions on new products and services offered by the company.
- Monitored loan accounts to ensure timely payments and maintained records of all transactions.
- Researched and analyzed customer financial information to determine eligibility for loans.
- Processed customer credit applications and documents in accordance with bank procedures.
CPA Processing Executive
Yes Bank
Gurgaon
08.2022 - 04.2023
- Analyzed credit reports to assess borrower risk for loan applications.
- Reviewed financial statements to determine creditworthiness of clients.
- Assisted in preparing detailed credit analyses for internal review.
- Determined appropriate loan terms based on borrower's creditworthiness.
Business Associate
Aargee Staffing Services Pvt. Ltd.
Gurgaon
09.2020 - 07.2022
- Analyzed credit reports to assess borrower risk for loan applications.
- Reviewed financial statements to determine creditworthiness of clients.
- Assisted in preparing detailed credit analyses for internal review.
- Maintained accurate records of client interactions and credit assessments.
- Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
Education
Bachelor of Commerce - Accounting And Finance
Maharishi Dayanand University, Rohtak
Haryana06-2018
Skills
- Loan processing
- Data analysis
- Credit analysis
- Microsoft Excel
- Team collaboration
- Loan documentation
- Credit monitoring
- Underwriting
- Statement review
Languages
Hindi
First Language
English
Advanced (C1)
C1
Affiliations
- Reading books
- travelling
- Cooking
- Sketching
Timeline
Credit Analyst
FI Landing Services Pvt. Ltd.
05.2025 - Current
Credit Processing Associate
SMC Finance
05.2023 - 05.2025
CPA Processing Executive
Yes Bank
08.2022 - 04.2023
Business Associate
Aargee Staffing Services Pvt. Ltd.
09.2020 - 07.2022
Bachelor of Commerce - Accounting And Finance
Maharishi Dayanand University, Rohtak