MEGHA AJAY

Collaborated with cross-functional teams to gather and document business requirements, translating them into actionable user stories and use cases to support Agile project execution. Designed functional workflows and process models to enhance operational efficiency. Led data mapping and transformation efforts, ensuring compliance with evolving financial data structures. Conducted end-to-end testing of financial message formats, validating system behavior and resolving defects. Engaged with stakeholders to align on project scope and deliverables, facilitating effective communication and knowledge transfer through comprehensive documentation.

Key Projects:

• Implementation of Country-Specific Address Validation: Gathered and documented business requirements to implement configurable, country-specific address validation in Temenos T24, enhancing data accuracy and regulatory compliance. Delivered detailed functional specifications, collaborated with stakeholders, and supported UAT across Customer, Delivery Address, and Person Entity modules.
• Samlink – Sector & Industry Code Enhancement: Analyzed and documented requirements to enhance Sector and Industry code structures in T24, enabling multilingual support and alignment with Finnish regulatory standards. Led creation of functional specifications and collaborated with cross-functional teams to support successful system enhancements.
• Byblos Bank – Customer Group Change Enhancement: Delivered functional enhancements for Customer Group Change, aligning grouping logic with core banking models. Collaborated with business users to ensure consistency across modules and enhance customer data management.
• New SWIFT Reference Directory: Led end-to-end implementation, including solution design, data mapping, and migration from legacy formats. Defined functional use cases and collaborated with SWIFT Support to resolve issues and ensure system alignment. Created comprehensive functional documentation, including HLSDs, Operator Handbooks, and Runbooks.
• CBPR+ – Cheque Messages (ISO 20022 Migration): Participated in requirement grooming, created solution documentation, and ensured seamless system integration and regulatory alignment. Conducted business rule analysis, tested end-to-end functional testing and validation of ISO-compliant messages. Gained expertise in ISO 20022 and CBPR+ compliance for cheque processing workflows.
• MT to MX Message Transformation & Validation: Performed end-to-end validation of message transformations for MT 900, 910, 940, 941, 942, and 950, ensuring accurate mapping to their corresponding MX equivalents. Verified message structure, flow, and compliance with ISO 20022 standards and banking integration requirements. Collaborated with technical and support teams to validate logic, resolve issues, and ensure smooth post-validation delivery.
• Archival Process Analysis: Analyzed standard vs. DLM (Data Lifecycle Management) archival processes and their impact on data lifecycle and system performance. Supported operational teams in defining data retention strategies and improving archival consistency across modules.
• Standing Order & Payments Integration: Improved compatibility between the Standing Order module and payment systems. Enhanced Standing Order functionality and APIs to ensure alignment with payment processing modules. Conducted functional analysis, validated recurring workflows, and supported API testing for seamless integration.

Client Demos:

• Customer Group Change – Byblos Bank
• Sector & Industry Code Enhancement – Samlink

Domain Expertise:

Possess in-depth knowledge of core banking modules like New SWIFT Reference Directory, Customer Management, Limit, Cheque Processing, MT to MX Message Transformation, Standing Orders, ISO20022, Cross-Border Payment, Delivery Framework.