Megha Raju Pawar

Conducting statutory, concurrent, and internal audits of bank branches.

Verifying loan documentation, account operations, and regulatory compliance.

Reviewing KYC/AML compliance and operational controls.

Examining cash transactions, deposits, advances, and branch records.

Identifying audit observations and preparing audit reports.

Ensuring adherence to RBI guidelines and bank policies.

Coordinating with branch officials to resolve audit queries and discrepancies.

Supporting risk assessment and compliance monitoring activities.

• Handled day-to-day banking operations including account opening, KYC verification, documentation, and transaction processing.
• Assisted customers with savings accounts, current accounts, FD/RD, loans, and other retail banking products.
• Maintained accurate records and supported audit and reporting requirements. Coordinated with internal departments to ensure smooth operational workflow.
• Promoted bank products and services to existing and prospective customers. Supported branch-level marketing activities to increase customer acquisition and deposits. Educated customers about digital banking services, schemes, and offers.

• Educated customers on Demat and trading account benefits, enhancing client understanding and engagement.
• Appreciated by the branch team for driving Demat account growth and client onboarding efficiency.
• Executed daily sales strategies to drive product uptake, increasing overall market penetration.
• Developed client relationships by providing tailored financial solutions, resulting in increased customer satisfaction.
• Executed daily sales strategies to drive product uptake, contributing to market penetration and customer acquisition.
• Analyzed market trends to identify opportunities, enhancing product positioning and customer engagement.
• Collaborated with cross-functional teams to streamline processes, enhancing service delivery and operational workflow.