Summary
Overview
Work History
Education
Skills
Software
Timeline
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Meha Thakur

Meha Thakur

Consultant
Gurgaon

Summary

Individual with 6+ years of experience in Commercial & Private Lending Operations.Expert in Portfolio Monitoring and detailed spreading and analysis of financial statements in MS Excel, Credit Lens (MRA) & TALOS tool as per Canadian- GAAP, UK GAAP & IFRS with a high level of accuracy for the purpose of Credit Risk & Default Loss Estimation. Possesses functional knowledge of Credit Risk Analysis, Report writing and Covenant testing.

Looking forward to switching to a new organization for better growth in terms of learning and career opportunities in the banking, Finance or Investment sphere. Experienced and enthusiastic

Overview

6
6
years of professional experience

Work History

Consultant

Ernest & Young
Gurgaon
02.2023 - Current
  • Portfolio Monitoring of Mid large and large corporates
  • Analysing and dealing with financial information of corporate clients to determine their creditworthiness by analyzing both qualitative and quantitative aspects, verifying spreads and testing covenants for mid-large and large corporates
  • Borrowing base trends analysis
  • Maintained contact with the Clients for all their queries and requirements daily
  • Assuring quality delivery to clients and handling client queries., Business Consulting Risk
  • E-Mail: mehathakur24@gmail.com Phone

Associate

Acuity Knowledge Partner
Gurgaon
07.2021 - 02.2023
  • SME
  • Assuring quality delivery to clients and handling client queries
  • Providing training to new individuals and quality checks
  • Managing and mentoring the team of new joiners
  • Facilitating the new process updates, validating, cascading and assessing the accuracy of the same
  • Analyzing and spreading the financial statements on various financial spreading platforms
  • Statement of public and private companies for the credit appraisal process
  • Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments
  • Normalizing the financial statements for exceptional and non-recurring items to arrive at the true profitability figures.

Senior Analyst

NatWest Group
02.2017 - 06.2021
  • Preparing spreadsheet and testing covenants for mid-large and large corporates
  • Part of Commercial and Private Banking (Portfolio Management) spreading MIFI (Management Information)
  • Analysing and summarising Monthly, Quarterly Accounts and Financial Information (Annual Accounts) which consist of P&L, Balance sheet, and cash flow statements for the UK Clients, applying UK GAAP
  • Maintained contact with the UK/Indian RMs for all their queries and requirements daily
  • Ensured Query and exception handling of the MIFI Project ǁ Back Office Projects ǁǁǁǁǁǁ
  • Project Name: Reconciliation Accounts
  • Role:
  • Ensured the monthly checking of accounts to avoid default
  • Monitored financial transactions of accounts on a monthly/quarterly/ yearly basis
  • Query and exception handling
  • Tool used Web3270- GSI Prod
  • Awards ǁǁǁǁǁǁ
  • Blogs published on the official site of Acuity Knowledge Partners
  • Rising Star award received within 6 months of joining the organization
  • Several Spot Ovations for excellence
  • Gold Ovation for going the extra mile to bring down the overdue rate.

Education

B.Com. (Hons. - Finance

Lovely Professional University

M.Com - undefined

Indira Gandhi National Open University

Post Graduate Diploma - International Business Operation

Skills

    Portfolio Monitoring

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Software

MS Excel

Credit Lens

Outlook

Workday

Timeline

Consultant

Ernest & Young
02.2023 - Current

Associate

Acuity Knowledge Partner
07.2021 - 02.2023

Senior Analyst

NatWest Group
02.2017 - 06.2021

B.Com. (Hons. - Finance

Lovely Professional University

M.Com - undefined

Indira Gandhi National Open University

Post Graduate Diploma - International Business Operation

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