Meher Jyothsna Potnuru

· Performing end to end KYC remediation’s (Periodic and Event Driven Reviews) for natural persons in commercial real estate activities, Reassessing the risk category of the customers based on the determined risk factors.

· Identifying the source of funds, purpose of the transactions and validating the legitimacy of the business usage of the accounts.

· Identification of suspicious activity from customer transaction data and reporting it. Identifying potential suspicious behavior and reporting to the next level investigation authorities.

· Mitigating the appropriate risk with efficiency and making the decisions accordingly by utilizing all the resources.

· Ensuring high standards of quality maintained at every stage of process to exceed quality and productivity targets.

· Conducted Sanctions Screening (based on OFAC sanctions lists) by monitoring the clients against the Watch-listed names.

· Used transactional and customer records, external data, publicly- available information, and other information to identify suspicious or unusual activity.

· Documenting investigations and its results, and providing initial recommendations and dispositions with supporting reasons.

· Worked on Negative News Screening alerts to mitigate possible reputational risk to the bank.

· Ensuring that the Production, Quality and Compliance parameters achieved and maintained.

· Trained the new team members on various processes & procedures and supported them with continuous feedback.

· Prepare investigative case review summaries analyzing transaction activity occurring in accounts maintained by the Bank.

Ensure good processes are in place regarding the team’s operating procedures. Ensure the team do timely documents and process all the account maintenance actions that include multiple scenarios such as Name change, POD, POA and Removal of Account Members also working for Mortgage Process and handled multiple types of documents like Deed, Mortgage and Deed of Trust.