Merlin Joseph
Mumbai
Summary
Result-driven finance professional with 8+ years of corporate experience with leading Global Investment Banks. Expertise in Financial Control, Monthly - Quarterly Ledger closing and Regulatory Reporting. I wish to pursue a dynamic career with an organization that can stimulate professional and personal growth, where i can put my current experience and knowledge to use.
Overview
9
9
years of professional experience
Work History
Assistant Vice President
JPMorgan Chase
Mumbai
01.2026 - Current
Associate
JPMorgan Chase
06.2023 - Current
- Review and validate submission of figures for Basel Regulatory Reporting during Month-end close.
- Perform month end ledger closing, process SAP adjustments to synchronize ledger balances with Risk system data.
- Investigate and resolve Inter-Entity breaks, correct accounting and reporting misstatements and perform Balance Sheet Variance Analysis.
- Review and Sign Off Balance Sheet Substantiation workings performed by team members on a quarterly basis to ensure Ledger accuracy, integrity and evaluate financial exposures.
- Collaborate and partner with Middle Office, Legal Entity Controllers, Product Controllers, Business Controllers, Tech teams across global locations by chairing Cross departmental meetings to drive issue resolution, process improvements and to coordinate business initiatives.
- Analyze data for Sarbanes-Oxley Act (SOX) Audit submission, address Audit queries and review Audit samples prepared by the team to ensure accuracy, completeness and compliance to Audit standards.
- Manage and review Mark-to-Market Front-to-back reconciliations, perform root cause analysis and deliver strategic solutions to resolve discrepancies.
Senior Analyst
JPMorgan Chase
07.2021 - 06.2023
- Migrated complex derivative process for LATAM regions from globally located teams ensuring compliance with stringent regulatory requirements with regards to product accounting and challenging timelines.
- Partnered with Legal Entity Controllers, Product Controllers, and Back Office teams to deepen expertise in regulatory requirements and evaluate their implications for stakeholders across global location thus evolving as an SME.
- Redefined, streamlined and realigned and seamlessly integrated the migrated processes into the global operating framework for enhanced efficiency and consistency promoting uniformity.
Analyst
Deutsche Bank
07.2017 - 07.2021
- Perform daily and month-end close activities determining appropriate adjustments, preparing multiple SAP journals, various reconciliations.
- Investigate MAFA (Management accounting - Financial accounting) breaks, if there are any discrepancies between the two.
- Resolving entity level breaks and ad hoc queries within prescribed deadlines.
- Perform various reconciliations in order to ensure the Balance Sheet and Profit and loss reported on month ends are accurate.
- Investigate and resolve reporting/ accounting discrepancies by inquiring with the Traders and other internal stakeholders.
- Perform Balance sheet substantiation, i.e. obtaining requisite supports for GL accounts in line with MRP Policy.
- Maintaining the SOX documentation as required.
- Analyze Profit and Loss accounts, Balance Sheet and provide appropriate commentary on MTD/ YTD etc. moves.
- Ascertain any material break that could impact ledger or entity level reporting and highlight them to the senior management and also to the on shore higher management counterparts during weekly and monthly meetings, along with suggesting a course of action to fix them.
- Coach team mates; allocate tasks, guide them, resolve their doubts and review their tasks.
- Treasury Department
Education
B. Com -
St. Andrews College
01.2017
Skills
- MS Office
- SAP
- Alteryx
- Root Cause Analysis
- Communication
- Problem-Solving
- Critical Thinking
- Leadership
- Teamwork
- Adaptability
Websites
Languages
- English, Native or Bilingual Proficiency
- Hindi, Professional Working Proficiency
- Malayalam, Professional Working Proficiency
Honor Awards
- Spot Award, Deutsche Bank, Received 'Spot Award' within a year of joining DB for upholding DB's values.
- Reward and Recognition (Monetary Award), Deutsche Bank, Received 'Reward and Recognition' (Monetary Award) twice, for proactively taking up additional challenging tasks, handling complex quarter ends and month ends smoothly at a time of attrition in the team, and showing strong sense of responsibility.
- OCFO Shoutouts, JPMorgan Chase, Received multiple Quarterly OCFO Shoutouts for enhancing Control framework.
Accomplishments
Deutsche Bank
Received “Reward and Recognition" (Monetary Award)
twice, for proactively taking up additional challenging tasks,
handling complex quarter ends and month ends smoothly at a
time of attrition in the team, and showing strong sense of
responsibility.
Received “Reward and Recognition" (Monetary Award)
twice, for proactively taking up additional challenging tasks,
handling complex quarter ends and month ends smoothly at a
time of attrition in the team, and showing strong sense of
responsibility.
Timeline
Assistant Vice President
JPMorgan Chase
01.2026 - Current
Associate
JPMorgan Chase
06.2023 - Current
Senior Analyst
JPMorgan Chase
07.2021 - 06.2023
Analyst
Deutsche Bank
07.2017 - 07.2021
B. Com -
St. Andrews College