MERUGU PRASHANTH

Commercial Mortgage Loan Servicing & Collateral Operations Analyst
(US Mortgage | RMBS | Master Servicing | Collateral Management)

• Perform end-to-end Commercial & Residential Mortgage Loan Servicing operations, supporting US Mortgage, RMBS, and Structured Finance portfolios.
• Act as part of the Master Servicing function, responsible for loan-level reconciliation between servicer-reported data, collateral databases (LASER / CDB), and investor reporting files.
• Manage and maintain Collateral Databases (CDB/LASER), ensuring accurate loan-level data used for loss tracking, investor reporting, and securitization support.
• Reconcile servicer monthly reports vs. expected Wells/Computershare data, identify discrepancies, perform root-cause analysis, and coordinate with servicers for timely resolution.
• Execute shadow accounting and collateral processing, validating balances, payments, remittances, and exceptions at the loan and deal level.
• Ensure timely receipt and validation of remittance funds from servicers and confirm accurate distribution of funds to investors as per trust agreements.
• Support securitization lifecycle activities, including pooling of mortgage assets and ongoing servicing of Mortgage-Backed Securities (RMBS).
• Perform month-end and remittance-date controls, ensuring reconciliation sign-off, data accuracy, and compliance with investor and trustee requirements.
• Partner with multiple business teams to support processing, reporting, and audit readiness for wholesale banking and trust services.
• Ensure adherence to US Mortgage servicing standards, data governance, and regulatory expectations.
• Provide analytical support by preparing loan-level variance analysis, exception reports, and operational insights for stakeholders.
• Contribute to process improvements and standardization across collateral reconciliation, servicing operations, and reporting workflows.