Michael Nishanth
Senior Compliance Specialist
Sholinganallur
Summary
Results-focused compliance professional with a robust background in regulatory adherence and risk management. Proven ability to collaborate effectively within teams, ensuring corporate policies align with legal standards. Adept at navigating evolving regulations, fostering a culture of integrity, and driving organizational success. Possess strong analytical skills, attention to detail, and a proactive approach to problem-solving.
Overview
15
15
years of professional experience
3
3
years of post-secondary education
4
4
Certifications
2
2
Languages
Work History
Senior Compliance Specialist
Wells Fargo International Solutions Pvt. Ltd.
09.2024 - Current
- Lead 2LoD compliance monitoring aligned with FCRA, RESPA, TCPA, SCRA, and state-level regulations.
- Drive KPI/KRI monitoring via weekly reviews with BACO, LOB heads, and stakeholders in the US.
- Deliver monthly compliance dashboard presentations with risk insights and forward-looking actions.
- Built and managed Power BI dashboards to visualize compliance metrics and enhance issue tracking.
- Core contributor to automation project “Group Results Auto Pilot,” improving compliance efficiency.
- Earned GRCP certification from OCEG in July 2025.
Manager – Financial & Regulatory Reporting
Standard Chartered GBS Private Limited
08.2022 - 09.2024
- Delivered CRILC, Asset Encumbrance, and PRA reports with full audit traceability.
- Responded to KPMG and PwC audits, demonstrating regulatory alignment and data transparency.
- Automated taxonomy-driven reporting logic for 1,000+ entries, enhancing speed and accuracy.
- Briefed CFO/Liquidity Heads on liquidity metrics and variance drivers.
- Supported CST framework through artifact submissions and quarterly risk reviews.
- Earned CMA (USA) certification from IMA in July 2022.
Assistant Manager – Credit Limit & Regulatory Ops
Standard Chartered GBS Private Limited
08.2011 - 08.2022
- Supervised a 14-member team managing credit limit operations and regulatory filings across India and Africa.
- Led migration of credit limit systems, improving turnaround and regulatory compliance.
- Delivered executive dashboards on breaches, training metrics, and performance KPIs.
- Facilitated appraisals, coaching, and continuous improvement initiatives.
- Achieved Six Sigma Certification for process excellence in July 2018.
Early Career Roles (Operations Analyst / Credit Ops Support)
Standard Chartered GBS Private Limited
01.2011 - 01.2015
- Supported global operations for credit limits, client data updates, and regulatory reporting.
- Built foundational knowledge in compliance and risk operations across multiple regions.
Education
Bachelor of Science - Computer Science
St. Joseph’s College
01.2007 - 01.2010
Skills
Knowledge of FCRA regulations
Knowledge of RESPA regulations
Understanding of TCPA regulations
Understanding of SCRA compliance
Understanding of RBI regulations
Understanding of PRA regulations
Skilled in Power BI data visualization
Experienced with Excel tools
Skilled in utilizing Copilot
Experienced with Tachyon tools
Skilled in data analysis using Alteryx
Skilled in utilizing ChatGPT
Internal auditing
Compliance monitoring
Certification
GRCP – GRC Professional, OCEG, 07/01/25
Key Projects Initiatives
- Credit Risk Process Rewiring: Led scrum-based governance redesign to streamline controls.
- PwC Automation Project (SCB India): Drove automation of regulatory reporting processes.
- Africa Markets Migration: Transitioned limit governance processes to centralized platforms.
- Magellan Trade Processing: Managed high-value trade ops for UK, US, and HK markets.
Timeline
Senior Compliance Specialist
Wells Fargo International Solutions Pvt. Ltd.
09.2024 - Current
Manager – Financial & Regulatory Reporting
Standard Chartered GBS Private Limited
08.2022 - 09.2024
Assistant Manager – Credit Limit & Regulatory Ops
Standard Chartered GBS Private Limited
08.2011 - 08.2022
Early Career Roles (Operations Analyst / Credit Ops Support)
Standard Chartered GBS Private Limited
01.2011 - 01.2015
Bachelor of Science - Computer Science
St. Joseph’s College
01.2007 - 01.2010