Mini Sharma
Gurgaon,HR
Summary
A detail oriented post graduate in Management having close to 10 years of total work experience in Trade Finance (export, import supply chain finance), Foreign Exchange Management & core banking. A self-starter and quick learner with core competency in the areas of Business transformation in wholesale banking operations/ corporate banking, compliance and credit administration and anti money laundering, with excellent planning, analysis and communication skills. A self driven individual and consistent performer who delivers result with a positive 'will do' attitude.
Overview
12
12
years of professional experience
Work History
Subject Matter Expert Trade Finance and compliance
ICICI Bank Limited
12.2021 - Current
- Demonstrate keen understanding of regulatory laws , guidelines and frameworks relevant to export and import, banking, trade finance and Anti money laundering like Foreign Exchange Management Act(FEMA), Uniform Customs and Practice for Documentary Credits(UCDC 600), Uniform Rules for collections (URC 522), Wire Transfer- Swift , Incoterms, payment terms, etc.
- Provide subject matter expertise on export and import regulation, documentation and financing to clients and internal teams
- Handling end to end trade finance transactions for clients of various industries across all HS codes (goods and services and software export and import)
- Assist with business queries on compliance-related matters, acting as subject matter expert
- Review company compliance program to identify potential gaps and opportunities for improvement
- Communicate with various external stake holders like RBI officials Custom officials to facilitate ease of processes and business
- Keep up-to-date knowledge and understanding of all company products to inform compliance decisions.
- Provide training on regulations and requirements to other business stakeholders to meet compliance measures.
- Help create, implement and adopt best practices on internal policies, processes and procedures.
- Help with enhancing existing programs by conceptualizing, developing and implementing strategic and value-adding components.
- Conduct periodic project reviews and audits and maintaining accurate and timely project reporting.
- Handle complex problems and issues by understanding root causes and implementing solutions.
- Establish and maintained productive client relationships.
- Deliver presentations and briefings to senior teams and incorporate changes into project workflows
Senior Manager Trade operations and compliance
HDFC Bank Limited
05.2018 - 12.2021
- End to end processing of trade finance transactions of Export and Import, Bank Guarantee, letter of credit
- Ensured error free and timely processing of trade finance transactions in adherence to regulatory policies and procedure like Foreign Exchange Management Act, FEMA, Uniform Customs and Practice for Documentary Credits (UCPDC 600), Universal rules for collections (URC) 522, Incoterms 2020, etc.
- Developed new processes and procedures to minimize operational risks.
- Partnered with business and other relevant functions to identify, assess and manage risks within agreed risk appetite using Bank framework.
- Built and enhanced frameworks to combat fraud and financial crime whilst balancing firms' customer needs.
- Closely examined extensive financial data for signs of fraud.
- Prevented, detected and deterred cases of financial fraud and irregularities.
- Conducted Customer Due diligence (CDD) and Enhanced Due Diligence (EDD)
- Executed year-end audits, working with external auditors to confirm clean financial audits and implementing any improvement suggestions promptly.
- Represented organization with regulatory bodies and key stakeholders.
- Fostered positive relationships with internal and external stake holders
- Trained and mentored team on changes in regulations.
Manager-Banking Operations and Compliance
Bharti Airtel Limited
07.2016 - 11.2016
- Managed relationships with banks and financial institutions
- Reconciled accounts payable
- Prepared export and import documentation as per regulatory guidelines for submission to banks
- Managed all timely collection and payments
- Ensured compliance in accordance with various laws and regulatory guidelines for foreign exchange transactions
- Prepared daily/fort-nightly/monthly/yearly reports for submission to management/ Banks.
- Coordinated and managed communications and work flow between various teams like Legal, Tax, Business, Operations, etc..
Assistant Manager
Federal Bank Limited
05.2012 - 03.2016
- Handled all core banking and trade finance operations(Wire transfers, Export/ Import Bills)
- Arranged short-term credit for importers (buyer’s credit/trade credit) from foreign banks (including obtaining quote from foreign banks, sending letter of undertaking and end to end processing of loan)
- Managed working capital requirements of clients.
- Monitored credit lines , credit exposures of clients and Bank.
- Ensured smooth, prompt and hassle-free service.
- Provided inputs and suggestions to higher management for Business transformation, process changes and automation.
- Coordinated with various internal stakeholders for system and process enhancements.
Education
Certified Foreign Exchange Manager -
Indian Institute of Banking And Finance
India01.2019
Certified Junior Associate -
Indian Institute of Banking And Finance
India01.2014
Post Graduate Diploma in Management - Marketing
Balaji Institute of Management and HRD
Pune, MH01.2012
Bachelor of Commerce - Commerce
Bhopal School of Social Sciences
Bhopal, MP01.2010
XII - Commerce
Maharishi Centre For Educational Excellence
01.2007
X - Science
Good Shepherd International School
Ooty, TN01.2005
Skills
- India - Import Export Regulation
- FEMA regulations
- International frameworks - UCP DC 600, URC 522, Incoterms 2020
- Team mentoring and training
- Excellent communication skills Written and verbal
- Relationship management
- Team coordination
- Collaboration
- Anti money laundering
- Customer due diligence, Enhanced due diligence
- Trade Finance Management
- Regulatory Compliance
- Internal compliance and control
- Project management
Applications And Softwares
- Microsoft Office
- FC UBS
- Finacle 10.0
- Finacle 7
- SWIFT Alliance
Timeline
Subject Matter Expert Trade Finance and compliance
ICICI Bank Limited
12.2021 - Current
Senior Manager Trade operations and compliance
HDFC Bank Limited
05.2018 - 12.2021
Manager-Banking Operations and Compliance
Bharti Airtel Limited
07.2016 - 11.2016
Assistant Manager
Federal Bank Limited
05.2012 - 03.2016
Certified Foreign Exchange Manager -
Indian Institute of Banking And Finance
Certified Junior Associate -
Indian Institute of Banking And Finance
Post Graduate Diploma in Management - Marketing
Balaji Institute of Management and HRD
Bachelor of Commerce - Commerce
Bhopal School of Social Sciences
XII - Commerce
Maharishi Centre For Educational Excellence
X - Science
Good Shepherd International School
Similar Profiles
Laxmi KumariLaxmi Kumari
Wealth & Trade Relationship Manager (M2) at ICICI Bank LimitedWealth & Trade Relationship Manager (M2) at ICICI Bank Limited
Mangapathi Rao PandiMangapathi Rao Pandi
Deputy Branch Manager at ICICI Bank LimitedDeputy Branch Manager at ICICI Bank Limited
NIVEDITA SINGHNIVEDITA SINGH
Relationship Manager at ICICI Bank LimitedRelationship Manager at ICICI Bank Limited
Priya ShuklaPriya Shukla
Manager of Operations at ICICI Bank LimitedManager of Operations at ICICI Bank Limited
Sandeep KumarSandeep Kumar
Chief Audiologist & Head of Clinic Operations (HCO) at Soft Hear Speech, Hearing & Vertigo ClinicChief Audiologist & Head of Clinic Operations (HCO) at Soft Hear Speech, Hearing & Vertigo Clinic