Summary
Overview
Work History
Education
Skills
Languages
Accomplishments
Timeline
Generic

MIR ENAYAT ALI

BHUBANESWAR,ODISHA

Summary

Result-oriented BFSI professional with hands-on experience in customer acquisition, credit evaluation, portfolio management, and collections within the microfinance segment. Seeking to grow within the BFSI sector by leveraging strong field execution, income assessment, and customer relationship skills to support portfolio quality and business growth.

Overview

2
2
years of professional experience

Work History

Customer Relationship Officer (CRO)

UJJIVAN SMALL FINANCE BANK
Bhubaneswar,Odisha
05.2024 - Current

Key Responsibilities & Exposure

  • Identifying eligible borrowers and sourcing microfinance customers
  • Conducting CGT & GRT group meetings and borrower awareness sessions
  • Evaluating customer profiles, household income, and repayment capacity
  • Performing basic credit assessment and risk profiling
  • Verifying KYC, residence, and field-level customer authenticity
  • Managing EMI collections and portfolio monitoring
  • Ensuring repayment discipline and maintaining asset quality
  • Handling rural and semi-urban geographies
  • Coordinating with branch operations and credit teams
  • Supporting branch targets and compliance requirements

Education

Bachelor of Science - Science

Utkal University
Jajpur,Odisha
04-2018

Skills

  • Credit evaluation
  • Income assessment
  • Portfolio management
  • Documentation compliance
  • Customer acquisition
  • Customer relationship management

Languages

English
Advanced (C1)
C1
Hindi
Proficient (C2)
C2
Odia
Native
Native

Accomplishments

Best CRO of the year-2024

Timeline

Customer Relationship Officer (CRO)

UJJIVAN SMALL FINANCE BANK
05.2024 - Current

Bachelor of Science - Science

Utkal University
MIR ENAYAT ALI