MIRZA ALI RAZA

Sr. Officer

HDFC BANK LTD

07.2017 - Current

8 Years experience HDFC BANK LTD as a Sr. Officer
Established strong relationships with key clients to maintain customer loyalty and drive repeat business opportunities.
Job Profile
Account Opening
I have good document knowledge of prior to opening account.
Screening and indexing of the documents by various utilities for opening of saving and current account.
Handling of inward/outward clearing, technical verification and clearance of the cheque.
Have a good knowledge of CTS Clearing process.
Finding the suspicious transactions.
Prepare letters to be sent to customers whose Cheque has been returned for lack of funds and various other reasons.
Secured (Auto/Two Wheeler) and Unsecured Loan (Personnel/Business Loan) Processing
To ensure all required docs are available in file prior to processing the loan.
Managing Loan origination system application for secured loan /unsecured loan for post sanction & disbursement process, deviations in system and rectification thereof
Fin none application (Inputting of all PDD ,Zip Ride ,Zip Drive, digitally loan process through Finnone application etc. )
Managing dealer agreement, direct sales agreement ,DSE agreement activation & data importing through TOS application.
Having good knowledge of Scanning & Indexing ( Idea LOS , Idea RAS, TOS)
Handling CSD desk , process the each customer query with in TAT through Walk in Tracker.
Working Capital
Checking the working capital files
Prepare the file in system and move to disbursement stage.
Update the legal and valuation
Do the valuating activities
Coordination with valuer for valuation report.