Mohamed Arif Hussain
Banking and Finance
Madurai
Summary
Finance professional with 7 years of banking experience, skilled in accounts reconciliation, receivables management, financial reporting, and risk analysis. Proficient in Finacle and well-versed in GL clearance, credit analysis, and fund recovery. Expertise in managing financial operations, audit schedules, and compliance reporting. Seeking to leverage banking expertise in an Accounting & Finance role
Overview
6
6
years of professional experience
Work History
Credit officer
Bank of Baroda (Government of India Undertaking)
06.2016 - 02.2017
- Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Supported business growth initiatives by assisting in the identification of new market opportunities for expansion within the credit sector.
- Excelled in interdepartmental collaboration and team mentorship, significantly exceeding performance targets
Customer Relationship Manager
Bank of Baroda
02.2017 - 04.2019
- Develop and execute comprehensive marketing strategies and campaigns that align with the company's goals and objectives
- Monitor brand consistency across marketing channels and materials
- Created customer support strategies to increase customer retention
- Made customers aware of current and new programs and services
- Enhanced customer satisfaction by addressing and resolving customer queries, concerns, and complaints in a timely manner
- Managed customer relations on ongoing basis to maximize customer retention
Recovery Officer
Bank Of Baroda
04.2019 - 05.2021
- Negotiated settlements with debtors that resulted in mutually beneficial arrangements while protecting company interests.
- Maintained detailed records of all collection activities, ensuring accurate reporting and proper case documentation.
- Improved company''s recovery rate by efficiently managing a portfolio of overdue loans and credit card accounts.
Audit and Recovery Manager
Bank Of Baroda
05.2021 - 10.2022
- Actively participated in cross-functional initiatives aimed at enhancing overall business operations and customer experience.
- Assisted in the development of company policies for recovery management, ensuring compliance with industry best practices and legal requirements.
- Maintained accurate records of all recovery actions, providing a solid foundation for informed decision-making and future strategy adjustments.
Education
Bachelor of Technology - Nanotechnology
SRM University
Chennai, India 04.2001 -
Diploma - International Finance
Alison
04.2001 -
Skills
Project Management
Timeline
Audit and Recovery Manager
Bank Of Baroda
05.2021 - 10.2022
Recovery Officer
Bank Of Baroda
04.2019 - 05.2021
Customer Relationship Manager
Bank of Baroda
02.2017 - 04.2019
Credit officer
Bank of Baroda (Government of India Undertaking)
06.2016 - 02.2017
Bachelor of Technology - Nanotechnology
SRM University
04.2001 -
Diploma - International Finance
Alison
04.2001 -
Accomplishments
- Reduced overdue receivables by 20% through efficient collections process, loan recoveries, EMI tracking, and reducing NPAs.
Languages
English
Tamil
Urdu
Hindi
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