MOHAMMED ALEEM K R

• Proven ability in loan syndication. Reviews the credit facilities like Revolver, Letters of Credit, Term Loan, Delayed Draw Term Loan, Swing line loans, and ensures the accuracy of pricing and funding aspects of the credit facility.
• Maintained client data within the Client Central repository by onboarding new clients, updating amendments, hierarchy changes, static data updates, mergers, and deactivation within specified timelines.
• Provided information like commitment amount, interest rates, maturity date, credit parties (Borrower & Lender) and Currency information pertaining to loan borrowings (Federal Home Loan Bank Borrowings, Mortgages, Bilateral Loans)
• Interpreted various interest rates, such as SOFR, Base Rate, Prime Rate, CDOR, etc., to be updated in the system of record.
• Analyses debt Syndication and debt information (Borrowers, Guarantors, Agents, lenders, syndication agent, documentation agent, book runners, and lead arrangers)
• Responsible for collecting clients' loan credit ratings and updating them in the tool for our specific debt loan agreement.
• Worked concurrently with the onshore teams to ensure the completion of processing loan requests, and provide timely support and action for customized
• requests and queries.
• Associated in internal QC team for lending operations. Proven ability to step into unfamiliar situations, assess key issues, and develop solutions to the obstacles.
• Experience in processing Drawdown, Rollovers, Principal payment, interest payment, Fee payment, deal closing
• Experience into Bilateral transaction setups , Loan syndication and Agency deals, Loan Servicing, Credit risk data operations
• Processing of loans including Revolving loans, Term loans, Delayed draw term loans etc
• Experience in handling pricing grid change, base rate, spread rate requests
• Worked on commercial lending operations project (Data transitioning of client deals from one financial tool to other Loan IQ tool)
• Validation of documents for syndicated, Agency deals, Bilateral deal setups.
• Capture and verify all necessary data to the collateral monitoring and loan administration system
• Find opportunities for process improvement and risk control development and escalates issues to senior management.
• Involved in various aspects of Regulatory Reporting by working closely with Controllers, Credit, Reg R

• Responsible for ensuring that all corporate loan Information is complete, accurate, verified and complies with company policy
• Reviewing the process documents such as Credit agreements,Letter of credit, Funding coordinator Memo,Approval memo,Fee letter
• Experience into Bilateral transaction setups , Loan syndication deals, Loan servicing ,Credit risk data operations
• Capture and verify all necessary data to the collateral monitoring and loan administration system
• Performing Income calculation for the borrower and co-borrower from the relevant income information’s provided
• Verifying the clients other incomes like SSA, Pension, and Disability etc.
• Complete Information Analysis of client & supporting Underwriters to take decisions
• Review file Information and make sure all items needed are requested.
• Reviewing the process documents:-

Note, Appraisal Report, Closing Disclosure, Loan Estimate, Security Deed of Trust, Loan Application, Hazard and Flood insurance, Tax Certificate, Verification of Employment, Payment Letter, Loan statement, Credit Report, Withdrawal statement, Bank Deposit Slip, Payment history, Passport, Visa, Property tax statement, Deed documents, Financial statements, settlement statements, bank statements, pay stubs,w2s, 1040,1065,1120,Request for copy of tax return, purchase agreement, 1099 R, social security, 1099 SSA, Title Commitment etc.

• Worked on Audit report, Minutes of meeting, Late Login reports, and Cross Audits Reports
• Cross Trained in BCER and ADS VST Process