Mohendra Kumar Behera
Credit Risk Regulatory Reporting
Bangalore,KARNATAKA
Summary
A functional mid-management resources with core expertise in Credit Risk RWA Process. Proven track record in Basel III regulatory reporting, risk analytics and process optimization. Skilled in stakeholder management, team leadership and ensuring accuracy in regulatory submissions. Recognized for driving process improvements and building high-performing teams.
Seeking an opportunity in Regulatory Reporting to build a successful career in Banking Industry, which will provide me a good working environment, where I can utilize my inherent skills and acquired professional knowledge to develop myself while contributing to the bank’s goal.
Overview
19
19
years of professional experience
Work History
SENIOR MANAGER
STANDARD CHARTERED
07.2023 - Current
- Responsible for generating base year risk data for projection and reporting.
- Manage base year reconciliation process for Group and Countries.
- Evaluate adjustment process and engage governance sign off process.
- Actively works on process development and regulatory requirements.
MANAGER
STATE STREET
07.2021 - 07.2023
- Lead the Return on Capital Process ensuring compliance with Basel III requirements.
- Manage EAD and RWA calculation under SACCR approach with accuracy and timeliness.
- Organize and drive monthly & quarterly review meetings with senior business line management.
OPERATIONAL MANAGER
SOCIETE GENERALE
05.2014 - 07.2021
- Directed ECL & RWA computation under Basel III norms, reported RWA variances to the CFO across entity portfolio and product level.
- Monitored IFRS 9.2 ECL analysis ensured consistency between financial and risk balances.
- Implemented controls to prevent unusual RWA spikes, minimizing discrepancies.
- Acted as Product Owner in Agile framework, leading process reengineering initiatives.
- Mentored & coached a team, driving goal -setting, PDPs and continuous improvement.
- Delivered quarterly Credit Risk ALCO reports to CFOs with insights on exposures, products and portfolio risks.
SENIOR FINANCIAL ANALYST
SCOPE INTERNATIONAL
06.2011 - 05.2014
- Directed ECL & RWA computation under Basel III norms, reported RWA variances to the CFO across entity portfolio and product level.
- Resolved Credit risk RWA queries in wholesale banking under Basel III norms.
- Developed expertise in CRM techniques, CDW data sourcing and provision application.
- Ensured timely resolution of issues while maintaining strict TAT compliance.
SENIOR ASSOCIATE (AUDIT & RISK)
JTA & ASSOCIATES
03.2009 - 04.2011
- Conducted audit assignments covering risk assessment, internal control evaluation and business process analysis.
ANALYST
ZENTA KNOWLEDGE SERVICES PVT LTD
08.2007 - 02.2009
- Managed bank reconciliations, accounts receivable and cash flow forecasting for real estate clients.
ANALYST
DATA MATICS TECHNOLOGIES LTD
11.2006 - 04.2007
- Prepared US individual tax computations as per IRS guidelines.
Education
CA PE – II -
ICAI (Institute of Chartered Accountants of India)
B Com - undefined
SKCG College, Berhampur University
Skills
Credit Risk RWA
Regulatory Reporting
Return On Capital
Stakeholder Management
Accomplishments
- Always rated “exceed expectation” by the management
- Claimed 2 times star of the quarter during individual contributor role
- Appointed as functional lead to create resiliency between two off shoring units
- Transitioned successfully various key regulatory projects
- Contributed in process development and created expertise in the team to capitalize other process
- Awarded as “Business Champ & Customer Delight” for 2 consecutive quarters in Scope International
- Awarded as “Best Performer” in Zenta Knowledge Service Pvt. Ltd.
Timeline
SENIOR MANAGER
STANDARD CHARTERED
07.2023 - Current
MANAGER
STATE STREET
07.2021 - 07.2023
OPERATIONAL MANAGER
SOCIETE GENERALE
05.2014 - 07.2021
SENIOR FINANCIAL ANALYST
SCOPE INTERNATIONAL
06.2011 - 05.2014
SENIOR ASSOCIATE (AUDIT & RISK)
JTA & ASSOCIATES
03.2009 - 04.2011
ANALYST
ZENTA KNOWLEDGE SERVICES PVT LTD
08.2007 - 02.2009
ANALYST
DATA MATICS TECHNOLOGIES LTD
11.2006 - 04.2007
B Com - undefined
SKCG College, Berhampur University
CA PE – II -
ICAI (Institute of Chartered Accountants of India)