MOHIT JOSHI
|Finance and Data Specialist| Investment Banking| Data Analytics| Credit & Market Risk| Financial Modeling & Valuation| Power BI| Regulatory Finance| Risk Management| Compliance| Capital Markets|
Kolkata
Summary
PROFESSIONAL SUMMARY
Analytical and performance-driven Finance Professional with diverse internship experience across Top Financial Services, Government Think Tanks and Global Investment Bank. Demonstrated proficiency in Financial and Data Analysis, Credit Risk Evaluation, Financial Modeling, and Data Visualization using Power BI. Contributed to high-impact national projects including India’s Carbon Market Framework and the National Infrastructure Pipeline. Skilled in synthesizing complex financial data into investment-grade insights aligned with regulatory and compliance frameworks. Strong collaborator with cross-functional teams, adept at handling large datasets, and delivering accurate, actionable financial intelligence.
Overview
3
3
years of professional experience
5
5
years of post-secondary education
3
3
Certifications
Work History
Finance and Data Analyst- Intern
MINISTRY OF NEW AND RENEWABLE ENERGY
03.2025 - Current
- Conducted financial analysis of carbon credit mechanisms within renewable energy sector
- Drafted international finance reports aligned with green energy policy initiatives
- Validated and interpreted data for submission to global climate finance stakeholders
Finance Intern - Credit Department
CENTRAL BANK OF INDIA
02.2025 - 03.2025
- Analyzed credit proposals and assessed borrower financials (P&L, Balance Sheets)
- Evaluated credit risk scores, loan structures and NPA trends across MSME sectors.
- Collaborated with risk teams to enhance portfolio performance monitoring tools.
- Good understanding of Risk Frame works.
Finance Intern
NITI Aayog
05.2024 - 07.2024
- Analyzed financial information and data for the National Infrastructure Pipeline, delivering accurate reporting and financial results to support trade settlements and risk assessment
- Built dashboards to assess credit instruments, DTAA impacts, and blockchain use, showing proficient organizational and problem-solving skills and ability to influence others to deliver solutions.
Finance Intern
PRADIP BHARDWAJ AND COMPANY
07.2022 - 09.2022
- Handled financial analysis, audits, ITR, GST, and financial reporting, ensuring accuracy, compliance
Education
MBA - Finance
Army Institute of Management
Kolkata, India 05.2023 - 05.2025
Bachelors in Business Administration - Finance
Graphic Era Hill University
08.2020 - 07.2023
Skills
Technical Skills: Power BI, Data modeling, MS Excel (Advanced), Financial Modeling, Tableau, SQL (Basics), Canva, Tally ERP, Bloomberg Terminal (Familiar), Python for Finance (Basics)
Core Finance Skills: Financial Analysis, Credit Appraisal, Investment Research, Financial Planning & Budgeting, Forecasting, Equity & Debt Valuation, Working Capital Management, Taxation (Direct & Indirect), Capital Markets, Derivatives, Ratio Analysis, Risk Mitigation
Soft Skills: Leadership, Strategic Thinking, Stake holder Management, Time Management, Collaboration, Critical Thinking, Analytical Problem Solving, Adaptability, Good with data
Accomplishments
- Selected among top 20 students in India for internship at Ministry of New and Renewable Energy.
- Letter of Recommendation from IRS Shree Sanjit Singh.
- 2nd position at Inter College Business Plan Competition at Bhawanipur Educational Society, Kolkata.
Positions And Responsibilities
- Placement Coordinator, Successfully trained 239 students and connected with corporate leaders.
- Finance Club Head, Conducted financial seminars for members.
- Under Officer, NCC, Trained 103 cadets and led CATC Camps.
Certification
NISM Series VIII – Equity Derivatives (Ongoing)
Timeline
Finance and Data Analyst- Intern
MINISTRY OF NEW AND RENEWABLE ENERGY
03.2025 - Current
Finance Intern - Credit Department
CENTRAL BANK OF INDIA
02.2025 - 03.2025
NISM Series VIII – Equity Derivatives (Ongoing)
01-2025
Finance Intern
NITI Aayog
05.2024 - 07.2024
CFI – Accounting Fundamentals
02-2024
MBA - Finance
Army Institute of Management
05.2023 - 05.2025
Finance Intern
PRADIP BHARDWAJ AND COMPANY
07.2022 - 09.2022
Bachelors in Business Administration - Finance
Graphic Era Hill University
08.2020 - 07.2023
NISM Series VA – Mutual Funds
04-2020
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