Summary
Overview
Work History
Education
Skills
LNGG
Timeline
Other Information
Musician
Generic
Mohit Tewari

Mohit Tewari

Noida

Summary

Strategic fintech professional with deep experience in underwriting, credit risk, and data-driven product development. Proven ability to launch, optimize, and scale customer-centric financial products in compliance-driven environments. Product Strategy, Credit Risk Modeling, Underwriting Automation ,Cross-functional Leadership, Market Segmentation, Roadmap Planning, A/B Testing & Optimization, Compliance & Regulatory Alignment, Data-Driven Decision Making, Agile Product Development

Overview

9
9
years of professional experience

Work History

Sr Analyst

Better Mortgage
09.2021 - Current
  • Deep understanding of borrowers credit underwriting through Product TINMAN for digital underwriting , US mortgage , Federal Guidelines , Risk Analysis (e.g., FICO, Desktop Underwriting, LPA, Ratio Analysis, alternative data models).
  • Analyzed complex data sets to identify trends and inform strategic decision-making.
  • Led cross-functional teams in developing actionable insights for process improvements.
  • Mentored junior analysts in data interpretation and analytical methodologies to improve team performance.
  • Designed and implemented analytical models to enhance forecasting accuracy and efficiency.
  • Enables inclusive financial product strategies for underserved or thin-file segments.
  • Use of machine learning or rules-based models to predict creditworthiness or fraud risk.
  • Helps tailor underwriting criteria and reduce default rates, directly impacting product viability.
  • Skilled in managing risk-adjusted returns across borrower pools.
  • Informs strategic decisions on target markets, risk tiers, and capital allocation.
  • Familiarity with regulations such as:
    Fair Lending (ECOA, FCRA)
    Truth in Lending Act (TILA)
    State-by-state lending rules and APR caps
  • Experience with automated underwriting systems (AUS), rule engines, or real-time decisioning tools.
  • Key to scaling fintech products via API-driven underwriting.
  • Underwriting insights into fraud flags, KYC/AML checks, and synthetic ID patterns.
  • Interfaces with data science, compliance, engineering, and growth teams.
  • Collaborated with cross-functional teams to identify areas of improvement, leading to increased operational effectiveness.

Technical Resource Executive

Apolis (RJT Compuquest)
06.2021 - 08.2021
  • Recruit Technical candidates for contract and contract-to- hire placements throughout the country.
  • Partner with hiring managers and HR within a highly matrix environment to identify and clarify job specifications in order to effectively generate top quality candidates.
  • Successful in building and maintaining working relationships with all levels of management and candidates throughout the entire recruitment process.
  • Proficient in active recruiting cycle from resume searches to screening, setting up interviews and paperwork involved in hiring process.
  • Successfully delivered the ordered filling process from beginning to end.
  • Work closely with department heads and hiring managers to understand the needs of the business and develop a recruitment strategy to support current hiring and future growth.
  • Establish and/or maintain effective relationships with hiring managers, HR business partners, candidate pool, and Talent Acquisition team members.
  • Establish and execute full-cycle sourcing strategies.
  • Uses traditional and nontraditional resources, such as career fairs, online job board, community networking events, social media, etc., to identify and attract quality candidates.
  • Manage current candidate activity in the applicant tracking system (ATS); suggests alternate recruiting methods as appropriate.
  • Hands on experience on VMS tools: SAP Fieldglass, Beeline

Resource Executive

Pyramid Consulting Inc., Noida
10.2019 - 04.2021
  • Worked mainly for direct clients, worked on Permanent, Contract and Contract- RTH (Right to hire) positions.
  • Utilized the Job diva Applicant Tracking System.
  • Responsible for covering and closing IT and Non-IT requirements for DXC Technology (Boeing, Aetna, Freddie Mac, Sabre, BPS Healthcare projects).
  • Worked on Direct Client Source, pre-screen, and interview candidates.
  • Source and develop an active pool of qualified candidates.
  • Source both active and passive candidates.
  • Arranging interviews of candidates who have been shortlisted for a position.
  • Qualify and organize a pool of candidates into the candidate management system.
  • Understand the full recruitment life cycle.
  • Internet savvy and familiar with a variety of online recruiting tools/job boards.
  • Extensively worked more into W2.
  • Negotiated salaries and hourly rates, extended offers of employment to successful candidates and filled all the necessary paperwork after the hire.

Project Coordinator

Javik Vasudha, Dehradun (Startup)
11.2017 - 01.2019
  • Handled Operations for the company that operates Decentralized Waste Management System.
  • Created guidelines and communicated the process requirements to the Society members.
  • Conducted Surveys in Dehradun and surrounding areas.
  • Documented the segregation details on a per day basis that boils down to the manure production through organic waste.
  • Promoted Swachh Bharat Abhiyan by providing door to door waste collection service.
  • 2007-2008

Network Support Specialist

Wipro
04.2016 - 10.2017
  • Diagnosed and resolved network connectivity issues to ensure uninterrupted service for end users.
  • Provided technical support for various networking hardware, including routers and switches.
  • Collaborated with cross-functional teams to implement network upgrades and enhancements.
  • Developed and maintained documentation for network configurations and troubleshooting procedures.

Education

MBA - Fintech

BitsPilani Work Integrated Learning Programme
01.2025

B. Tech - Electrical engineering

Uttarakhand Technical University
01.2015

Senior SecondaryEducation(CBSE) - undefined

Pantnagar
Pantnagar, Uttarakhand
01.2010

Skills

  • Client management
  • Client relationship management
  • Data analysis
  • Performance monitoring
  • Python programming
  • Machine learning
  • Financial forecasting
  • Analytical thinking
  • MS Excel
  • Root-cause analysis
  • Risk analysis
  • Financial management

LNGG

Languages Known: Hindi and English

Timeline

Sr Analyst

Better Mortgage
09.2021 - Current

Technical Resource Executive

Apolis (RJT Compuquest)
06.2021 - 08.2021

Resource Executive

Pyramid Consulting Inc., Noida
10.2019 - 04.2021

Project Coordinator

Javik Vasudha, Dehradun (Startup)
11.2017 - 01.2019

Network Support Specialist

Wipro
04.2016 - 10.2017

B. Tech - Electrical engineering

Uttarakhand Technical University

Senior SecondaryEducation(CBSE) - undefined

Pantnagar

MBA - Fintech

BitsPilani Work Integrated Learning Programme

Other Information

Current Address: Haldwani Uttarakhand

Musician

A musician(vocalist) with previous experience in stage performances and a band lead.

Mohit Tewari