Oversaw daily branch operations, ensuring efficient functioning in lending, product sales, and customer service.
Developed and implemented strategies to enhance branch profitability through effective operations and cross-selling of products and services.
Drive business growth and profitability: Work with the team to achieve sales agendas, acquire new customers and expand existing relationships.
Identify sales opportunities: Proactively identify and pursue opportunities to increase revenue and market share.
Coached and motivated staff, providing guidance to enhance skills and maintain high levels of customer service.
Manage and supervise operations: supervise the processing of services within the operational norms of the bank.
Conduct daily morning huddles: Discuss daily plans and agendas for employees, ensuring everyone is aligned and informed towards the need of the hour.
Assisted Branch Manager with administrative tasks to support daily operations.: Assist the Branch Manager with various administrative tasks and projects
Operations head
AXIS BANK LTD
08.2015 - 09.2023
Manage data collection for updating operations metrics to achieve productivity targets, eliminate errors and deliver excellent customer service.
Develop, implement and maintain quality assurance protocols.
Lead, motivate, and support the team within a time sensitive and demanding environment.
Grow the efficiency of existing processes and procedures to enhance and sustain the organisation's internal capacity.
Conducted budget reviews and reported cost plans to upper management to inform strategic decision-making.
Improved the branch operational health score.
Ensuring timely resolution of customer queries and improving customer service levels.
Increased business through networking and building new client relationships.
Managed legal notices by reviewing, responding, and coordinating with relevant stakeholders.
Completion of audit assignments based on defined objectives.
Prepared daily reports for submission to the reporting authority.
Teller
HDFC BANK LTD
02.2013 - 07.2015
Executed substantial procedures for cash transactions, ensuring accuracy and compliance.
Managed bulk cash transactions at cash counter, ensuring efficient and secure processing.
Facilitated various financial transactions such as NEFT, RTGS, and fund transfers, enhancing customer service.
Executed forex transactions accurately at the trading desk.
Take Care of Audit Compliance for Branch Audit.
Leads generation and conversion for banking and third-party products
Foreign exchange and Accounting
COX AND KING LIMITED
07.2009 - 01.2013
Managed foreign exchange operations at branch level in compliance with RBI guidelines.
Managed retail and bulk cash transactions for INR and foreign currency at branch level.
Collect proper documentation for every transaction as per the RBI guidelines, and compile them as per RBI audit.
Executed month-end closing and reported revenue accurately to ensure financial integrity.
Worked as a liaison person among the branches of U.P and U.K.
Monitored invoice payment schedules to ensure timely payments and maintain vendor relationships.
Maintaining the database of vendors.
Preparations of MIS Reports for finding out the Billing
Handling and Responding to Client Queries through mails and telephonic conversation.
Communicated new findings and updates to team members to enhance collaboration and knowledge sharing..
Conducted training sessions for new associates to ensure they understood company policies and procedures..
Education
M.Com -
C.C.S University
Meerut
01-2012
MBA - Finance
Symbiosis Center for distance learning
Pune, MH
01-2011
B.Com -
C.C.S University
Meerut
01-2008
Senior Secondary education -
U.P Board
Meerut, UP
01-2005
Secondary education -
U.P Board
Meerut, UP
01-2003
Skills
Lending operations
Branch management
Operational efficiency
Quality control
Business development
Retail banking
Audit management
Personal Detail
Languages known : English, Hindi.
Beginner
A1
Certification
IRDA Certification 2017, AMFI certification 2017
Disclaimer
I confirm that the information provided by me is true to the best of my knowledge and belief. Place: _______________ Date: _______________ Mohit Verma
Manager Operations – Customer Service and Lending operations at Concentrix Services India Pvt Ltd.Manager Operations – Customer Service and Lending operations at Concentrix Services India Pvt Ltd.