Summary
Overview
Work History
Education
Skills
Additional Information
Software
Timeline
Generic

Moin Bombaywala

Ahmedabad

Summary

Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company.


Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.

Overview

6
6
years of professional experience
8
8
years of post-secondary education

Work History

Credit Analyst-MEG

Axis Bank
09.2023 - Current
  • Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
  • CAM Preparation of the units falling under Medium Enterprise Group
  • Supported the sales team in negotiating favorable terms, balancing business growth and credit risks effectively.
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Conducted presentations to upper management and executive teams for loan recommendations.

Credit Analyst-SEG

Axis Bank
02.2022 - 08.2023
  • Analyzed creditworthiness of loan applicants and determined credit risk of loan requests.
  • CAM preparation for the borrowers who are having turnover up to 100 Cr
  • Improved overall portfolio quality, conducting regular reviews of existing accounts and recommending appropriate actions.
  • Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
  • Gathered loan documentation for underwriting.
  • Collaborated with other teams to identify and mitigate risks impacting organization.
  • Conducted presentations to upper management and executive teams for loan recommendations.

Internal Audit Manager Retail Liability Audit Group

ICICI Bank Limited
11.2018 - 02.2022
  • Facilitated internal audits and prepared detailed reports on findings.
  • Independently conducting audit of branches
  • Participate in preparation of checklist
  • Coordinate with Concurrent auditors
  • Finding process gaps and reporting it to management
  • Data mining and analytics

Account Executive

F. M Textile
01.2018 - 09.2018
  • Recorded and maintained sales prospect and sales data within customer relationship management system.

Education

SSC - Maths

GSEB
Ahmedabad
04.2006 - 04.2007

HSC - Commerce

GSHEB
Ahmedabad
04.2009 - 04.2009

B. Com - Commerce

Gujarat University
Ahmedabad
05.2009 - 04.2012

Chartered Accountant - Commerce

Institute of Chartered Accountant of India
India
05.2014 - 05.2018

Skills

    Risk management

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Additional Information

Personal details

Date of birth : March 21 1992

Languages known : Hindi Gujarati and English

Marital status :Married

Hobbies : Cricket, athletics, Politics



Computer Skills

Proficiency in computer fundamental & operating system windows 7.0 8.0

• Knowledge of Accounting Packages like Tally

• Knowledge of Taxation Package like kitret, Cloud Tax

• Knowledge of MS Word, Excel and Power point.


Knowledge


Banking Sector:

• Preparation and review of various reconciliation statements e.g. Bank, Cash

& Stock.

• Preparation of Long Form Audit Report (LFAR).

• Analysis of stock & stores: – Identification procedures for Slow Moving,

Non Moving and Obsolete items and analysis of Purchase Procedure.

Accounts:

• Deep knowledge about IFRS/Indian AS.

• To prepare Bank Reconciliation.

• To prepare Balance Sheet ,Profit & Loss accounts

• To Advise clients on the better accounting.


Income Tax:

• Preparing Income Tax Return of Individuals, Trusts, Corporate entities,

Proprietary and Partnership Firms.

• Preparing & verifying various Tax Audit Reports (Section 44 AB) under

Income Tax Act, 1961.

• Preparing various work papers regarding scrutiny cases and Income Tax

queries and reply to Income Tax Office


Software

Microsoft Excel, Finacle and Microsoft Word

Timeline

Credit Analyst-MEG

Axis Bank
09.2023 - Current

Credit Analyst-SEG

Axis Bank
02.2022 - 08.2023

Internal Audit Manager Retail Liability Audit Group

ICICI Bank Limited
11.2018 - 02.2022

Account Executive

F. M Textile
01.2018 - 09.2018

Chartered Accountant - Commerce

Institute of Chartered Accountant of India
05.2014 - 05.2018

B. Com - Commerce

Gujarat University
05.2009 - 04.2012

HSC - Commerce

GSHEB
04.2009 - 04.2009

SSC - Maths

GSEB
04.2006 - 04.2007
Moin Bombaywala