Monika

1. Working experience in Planning Areas:

• Worked on Guided risk assessment in the areas such as Loans held for Investment, Funding Debt, Funding Cost, Cash and cash equivalent, Restricted Cash, Accrued Interest Payable, Operating Expense, Payroll, Prepaid Expense and Payable to third-party loan buyers.
• Worked on Internal control testing including Design and Implementation phase and Operating effectiveness of the controls phase.
• Documented Investor Analyst report, Signal reports, Loans risk assessment memos and Loan Confirmation memo.
• Performed Fluctuation analysis for all financial statements i.e., Balance Sheet, Income Statement and Changes in equity statement and Revenue Trend analysis.
• Conducted walkthrough of various business processes, gaining an in-depth understanding of operations while identifying potential control weaknesses.

2. Working experience in Interim and Final Phase:

• Performed Substantive Analytical Procedure for Operating expense (i.e., General and Administrative, Technology and Data Analytics, Processing and Servicing and Sales and Marketing), Payroll, Cash and cash equivalent.
• Have independently handled the Substantive Analytical Procedure testing for the entire Loans Held for Investment area for three subsidiaries.
• Worked on Leadsheet preparation and Journal entry testing.
• Engaged in review of Plan financials along with performance of quarterly and annually tie-out.

3. Administrative related task handled:

• Developed strong relationships with clients, addressing concerns promptly and providing timely updates on progress throughout the engagement process.
• Performed data analytics using advanced tools like ACL or Tableau to sort out large amount of population (i.e., the population exceeding in millions.)
• Cooperated with senior leaders to maintain the client budgets.
• Build trust and good relations within engagement team by engaging in effective communication with US team.
• Provided guidance to junior audit assistant on best practices, fostering a collaborative working environment and enhancing team performance.

• Engaged in Statutory Audit of different industries including Manufacturing, Educational and Fashion apparels.
• Worked on GST filings, IT Tax return filings and assisted the seniors in preparation of audit reports.
• Performed accounting related work such as performing bank reconciliation, recording books of accounts using the tool such as Tally and Busy.