Monika Sekar
Chennai
Summary
Results-driven banking operations professional with over 13 years of diverse experience in Robotics Process Automation, Credit Risk Control, and Supply Chain Finance. Proven expertise in process and project management, with a strong ability to identify and mitigate risks while providing strategic insights on risk management practices. Adept at driving operational efficiency through automation and process re-engineering, fostering a motivated workforce that consistently exceeds customer expectations. Demonstrated success in establishing robust control environments and implementing effective policies and procedures to enhance organizational performance.
Overview
14
14
years of professional experience
4027
4027
years of post-secondary education
3
3
Languages
Work History
Senior Manager
Standard Chartered Bank
Chennai
01.2024 - Current
- Lead a geographically dispersed team (10+ across Bangalore, Chennai, and Kuala Lumpur) to provide data assurance through reconciliation and profiling of critical data elements impacting Counterparty Credit Risk (CCR) measurement and reporting.
- Acquired and managed funding of $130,000 to remediate 800,000 false breaks across all reconciliations, resulting in a 3 FTE savings for the year 2025.
- Instigated Robotics Process Automation initiatives, leading to significant headcount savings, and improved operational efficiency.
- Spearheaded end-to-end process digitalization for the team and across functions, transforming traditional text-based DOI (Document of Instruction) into interactive video formats. This innovation accelerated onboarding and reduced training dependencies by providing new joiners with immediate, hands-on learning.
- Established and maintained robust data controls in line with BCBS and group data management standards.
- Maintained strong cross-team collaboration with CCR Tech and business stakeholders, managing escalations, and driving closure of complex issues.
- Perform DQ controls in accordance to relevant BCBS principles / Group Data Management Standards.
- Participate in UAT on new releases and fixes in FM systems (Horizon, Harrier, & AA).
Manager - Financial Markets Operations - Business Reference Data
Standard Chartered Bank
Chennai
09.2021 - 12.2023
- Lead Business Reference Data Management geographically dispersed team of 20+ members across Bangalore, Chennai and Kuala Lumpur for reference data setups including Bonds, Equities, Funds Certificates, derivatives (Future and Options) and Exchange Traded Funds (ETF) with the external vendor application Bloomberg and Thomson Reuters
- Perform NAV variation and missing controls and comment on received rejects for client review
- Performed Vietnam Pricing Migration to SCB GBS India in Sep 2021
- Involved in providing high quality data across business and to eliminate manual intervention by implementing automation process
- Co-ordinate effectively with cross-functional teams ensuring operational and service excellence
- Planning & coordinating with the team to deliver high quality and error-free deliverables.
Associate Manager - Credit Risk Control - Supply Chain Finance Documentation
Standard Chartered GBS India Pvt Ltd
Chennai
10.2019 - 08.2021
- Handling of Original docs both from Anchor and Dealers and safe keeping in the fireproof chub
- Analyzing Business Credit Application, Authorization of Debts, Limit Cancellation Application, Activation and One-time letter and having a control of docs received and outgoing
- Approving SCC/PSCC/DDN post validating the original docs received from the Vendors / Business Teams and posting the same in CMS for reference
- Approving Offer letter based on Anchor Docs and onboarding the clients
- Reports handling - Anchor cap monitoring, DDR/ASTAR, as a major report that is being reported to Stakeholders
- Monitoring collateral management system input including lodgment, permanent or temporary uplift of documents and View security update.
Deputy Manager - Risk Management
YES Bank
Chennai
08.2017 - 10.2019
- Lead a team of 10 members involving core activity of Loan Disbursements, Pre-payment and Recovery of the loan from the corporate customers
- Seek approval/justification from credit for the breach of terms advised
- Perform the pre-closure of the loan or repayment of the loan with the Prepayment penalty if applicable
- Handling stock statements and related MIS
- Daily maintenance of internal GL recons
- Authorizing vendor payment via NEFT and RTGS
- Authorizing of FD LIEN marking, and removal and disburse loans based on the collateral.
Team Lead - Credit Risk Control
Standard Chartered GBS India Pvt Ltd
Chennai
06.2011 - 08.2017
- Handling limit setups transactions including Overdrafts, Letter of Credit, Short- and Long-Term Loans, TER for ODs, Import & Export Invoice Finance, FX products for corporate clients
- Handling client Onboarding services, Business credit applications, approving security compliance certificates for limit setups, placing and removing of Lien against Fixed deposits, Static and limit setups, and client Off-Boarding
- Quality - To assure quality in the day-to-day processing and thus enhances stakeholders' value with utmost customer satisfaction
- Accurately analyzing the Business Credit Application and advice for the loan drawdown and account openings in the relevant system of various products
- Processing of Security Compliance certificate for Input of Limits based on approved
- Reviewing specific Terms & Conditions in Business credit application for various products like commercial/syndication loans, overdraft, Trade Finance.
Education
MBA - Finance
Anna University
Chennai04.2015
Bachelor of Commerce - Business Math And Accountany
Madras Christian College
Chennai04.2011
Skills
Risk assessment and mitigation
Regulatory compliance monitoring
Financial management
Workflow coordination
Coordinate training
Leadership and management
Project migration
Python programming (beginner)
Automation process design
Testing scripts
Robotics process automation
Data reconciliation
Cross-functional coordination
Risk assessment
Process optimization
Stakeholder engagement
Effective communication
Change management
Conflict resolution
Cross-functional team leadership
Languages
- English
- Tamil
- B2
- 4
Hobbies and Interests
- Travelling
- Digital Art
- Badminton & Carrom
Accomplishments
- Achieved Gem Award for Robotics Process Automation that led to savings of 1.5 in terms of head count
Education and Training
other
Timeline
Senior Manager
Standard Chartered Bank
01.2024 - Current
Manager - Financial Markets Operations - Business Reference Data
Standard Chartered Bank
09.2021 - 12.2023
Associate Manager - Credit Risk Control - Supply Chain Finance Documentation
Standard Chartered GBS India Pvt Ltd
10.2019 - 08.2021
Deputy Manager - Risk Management
YES Bank
08.2017 - 10.2019
Team Lead - Credit Risk Control
Standard Chartered GBS India Pvt Ltd
06.2011 - 08.2017
MBA - Finance
Anna University
Bachelor of Commerce - Business Math And Accountany
Madras Christian College