MONISHA S
KUNNATHUR
Summary
Detail-oriented and certified KYC Analyst with hands-on 2 Years experience at Tata Consultancy Services (TCS), specializing in client onboarding, due diligence (CDD/EDD), and regulatory compliance. Skilled in reviewing and verifying customer documentation, conducting risk assessments, and ensuring adherence to AML (Anti-Money Laundering) and KYC regulations. Proven ability to work efficiently under pressure, meet strict deadlines, and collaborate with cross-functional teams.Adept at conducting investigations, managing disputes, and minimizing financial risk while ensuring adherence to regulatory requirements.
Overview
2
2
years of professional experience
Work History
KYC Analyst & Fraud, payment and Dispute Analyst
TATA CONSULTANCY SERVICE LIMITED
CHENNAI
04.2023 - 09.2025
KYC AML Analyst - Client Onboarding and Compliance.
- Conducted detailed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews for individual and corporate clients.
- Verified client documentation to ensure full compliance with internal policies, AML, and regulatory requirements.
- Performed transaction monitoring to detect unusual/suspicious activity, escalating cases as required..
- Coordinated with internal stakeholders to resolve KYC deficiencies, and ensure smooth onboarding.
- Maintained high accuracy in updating client records on internal systems, minimizing audit findings.
- Actively supported periodic review and refresh cycles for existing client profiles.
- Ensured strict adherence to global KYC, AML, and Sanctions policies, minimizing risk exposure.
Fraud, Payment & Dispute Specialist
· Investigated payment fraud cases including phishing, card-not-present, and account takeover.
· Investigated payment fraud cases including phishing, card-not-present, and account takeover.
· Resolved customer disputes and escalations while ensuring SLA adherence.
Education
B.COM - CORPORATE SECREATARYSHIP
NANDHA ARTS AND SCIENCE COLLEGE
ERODE01-2022
HSC -
KUMUTHA MATRIC HIGHER SECONDARY SCHOOL
NAMBIYUR01-2019
SSLC -
KONGU MATRIC HIGHER SECONDARY SCHOOL
KUNNATHUR01-2017
Skills
- Know your customer
- Client onboarding
- Customer identification
- AML compliance
- Document review
Fraud Detection & Prevention
Payment Investigations & Dispute Resolution
Transaction Monitoring & Risk Assessment
Regulatory Compliance
Customer Communication & Escalation Handling
Transaction monitoring and analysis
Languages
- English, Fluent
- Tamil, Fluent
Timeline
KYC Analyst & Fraud, payment and Dispute Analyst
TATA CONSULTANCY SERVICE LIMITED
04.2023 - 09.2025
B.COM - CORPORATE SECREATARYSHIP
NANDHA ARTS AND SCIENCE COLLEGE
HSC -
KUMUTHA MATRIC HIGHER SECONDARY SCHOOL
SSLC -
KONGU MATRIC HIGHER SECONDARY SCHOOL