Mousumi Paul

• Manage and lead a team of North America - AML, to ensure efficient workflow, productivity, and collaborative success within the organization
• Demonstrate effective leadership by overseeing team activities, providing guidance, and fostering a positive work environment.
• Ensure effective implementation and adherence to KYC and AML policies and procedures.
• Stay updated on regulatory changes and industry best practices to enhance the framework.
• Supervise and lead a team of KYC analysts, ensuring their training and development.
• Distribute workload efficiently and monitor team performance.
• Implement quality control measures to ensure accuracy and completeness of KYC documentation.
• Conduct training sessions for staff on KYC/AML policies, procedures, and regulatory requirements.
• Manage and lead investigations into suspicious activities or non-compliance issues.
• Escalate significant issues to higher management and coordinate with relevant authorities when required.
• Identify areas for process improvement and automation to enhance efficiency.
• Implement changes to the KYC/AML framework based on lessons learned and evolving regulatory requirements.

Verify all necessary documentation received from clients for account opening and onboarding processes.

Perform thorough due diligence on new clients to assess their risk profiles.

● Ensure customer sourced documentation and information and 3rd party sourced documents and information are legible,

accurate and consistent.

● Ensure proper client outreach has been done for any required data.

• Evaluate the risk associated with each client based on their business activities, industry, and other relevant factors.
• Assign risk ratings to clients to guide ongoing monitoring efforts.

● Performing screening on individuals, extensive research on hits generated using all approved third party sources.

● Conduct complex alert and case investigations, perform Enhanced Due Diligence (EDD).

• Investigate alerts generated by monitoring systems and determine the legitimacy of flagged activities.
• Gather additional information from internal and external sources to support the investigation.
• Prepare and file Suspicious Activity Reports (SARs) or other required reports in cases where suspicious activities are identified.
• Maintain accurate records and documentation related to investigations.
• Implement quality control measures to ensure accuracy and completeness of transaction monitoring processes.

• Act as the primary point of contact for customers, addressing their queries, requests, and concerns.
• Collect and verify all necessary documentation from clients for account opening and onboarding processes.
• Ensure compliance with Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations.
• Perform thorough due diligence on new clients to assess their risk profiles.
• Conduct background checks and risk assessments to verify the legitimacy of clients.
• Communicate effectively with clients to collect required information and address any discrepancies or missing documentation.
• Collaborate with internal stakeholders, including relationship managers, legal, and compliance teams.
• Manage end-to-end client onboarding processes, ensuring efficiency and accuracy.
• Track and monitor progress to ensure timely completion of onboarding activities
• Establish positive relationships with clients during the onboarding process.
• Address client inquiries and concerns in a timely and professional manner.
• Maintain accurate and up-to-date records of client information and onboarding documentation.
• Ensure compliance with document retention policies.

• Final Grade: A

• Final Grade: 58%

• Final Grade: 64%