Mrityunjay Kumar Singh
Banking professional with 10+ years experience
Shahdara
Summary
To be associated with an organization which broaden horizon of knowledge and make optimal utilization of education, experience and skills to contribute beyond the expectations of the organization and set new standards of performance.
A competent professional with MBA Finance and currently working with Axis Bank. Ability to work in a dynamic environment and under pressure situations. Possess honesty & the ability to work hard. A team player with the ability to understand concepts quickly.
Completed JAIIB in May 2015.
Credit Skills for Bankers Certificate – Retail Lending by Moody’s analytics
Overview
11
11
years of professional experience
5
5
years of post-secondary education
Work History
Regional Credit Manager (Sr. Manager)
Axis Bank
8 2021
- Managing Delhi NCR and UPUK region with the total 90+ of less than 1%
- Delinquency and portfolio monitoring of region
- Location visits on regular intervals
- Customer PD and DSA visit on regular basis
- Allocation and preparation of daily login and decision MIS
- Ensuring TAT and productivity of team with nil delinquencies.
Credit Manager (Manager -1)
ICICI Bank
03.2018 - 08.2021
- Working in Business Installment loan department
- Scrutiny of loan documents and decisioning of loan amount, calculation of eligibility
- Processing loan and maintaining TAT for decisions
- Processing and disbursement of Education loans, Credit Cards also as cross product
- BD visits for cases where ticket sizes are more
- Training for CPA’s, RM and for branch sales officers
- Training to DSA , briefing of BIL products and procedures
- Allocation of work and distribution of cases on daily basis
- Ensuring TAT and with nil delinquencies
- Maintaining healthy credit portfolio
- Cross selling of ICICI Bank products such as CASA accounts, Credit cards to borrowers.
Dy. Manager
Saraswat Co-operative bank ltd
07.2013 - 03.2018
- Scrutiny of documents, processing and disbursement of Retail Loan products (Education Loans, Housing Loan, Car Loans, LAP & OD)
- Well versed with RLOS (Retail loan origination system)
- Handling Due diligence & Credit analysis, files, evaluation of cases, sanctioning & disbursement
- Checking and analyzing Income and Financial documents & calculating eligibility of applicant
- Responsible for making credit appraisal of proposals for sanctioning it
- Handling compliance of policy norms with regard to approval and deviations
- Handling Letter of credit and Bill Discounting
- Preparing rate approval and discounting notes of bill discounting
- Managing all Branch related activities such as handling cash, all counter related queries, clearing and processing of loans, client queries and business sales
- Maintaining cordial relations with customers to sustain of profitability of business
- Responsible for ensuring achievement of cross sell & branch targets
Process Specialist
Infosys BPO Limited
02.2011 - 06.2013
- Preparing travelers card and foreign exchange forms and also process them
- Foreign Exchange fund transfers and processing different payments of customers
- Virtual account open and close according to customers' requests
- Linking and merging different profiles of customers
- Changing different plans and statements of customers
- Set-up, Delete and Amendment of Standing Orders
- Commercial Overdraft team.
Education
MBA - Finance
S.I.B.M (Siddhant Inst of Business Mgmt)
Pune, India 08.2008 - 07.2010
B Com - Cost Accounting
M U Colleger of Commerce Pune
Pune University 07.2004 - 06.2007
Skills
Team handing, credit analysis, M S Office and excel
Personal Information
- Father's Name: Mr. Raja Ram Singh
- Date of Birth: 07/30/1987
- Marital Status: Married
Languages
English & Hindi
Disclaimer
I hereby declare that all my information furnished above are true and correct to best of my knowledge.
Timeline
Credit Manager (Manager -1)
ICICI Bank
03.2018 - 08.2021
Dy. Manager
Saraswat Co-operative bank ltd
07.2013 - 03.2018
Process Specialist
Infosys BPO Limited
02.2011 - 06.2013
MBA - Finance
S.I.B.M (Siddhant Inst of Business Mgmt)
08.2008 - 07.2010
B Com - Cost Accounting
M U Colleger of Commerce Pune
07.2004 - 06.2007
Regional Credit Manager (Sr. Manager)
Axis Bank
8 2021