Mudit Singh

Group Pricing

• Audited pricing models for 1-Year Renewable GTL, NEE schemes, and Group Credit Life, validating rate adequacy and strengthening actuarial governance
• Automated group quotation system using VBA, reducing manual processing from 10 minutes to 2 minutes, improving efficiency and accuracy across pricing workflows.
• Conducted loss ratio analysis to support obligatory rate negotiations with reinsurers, ensuring competitive pricing and stronger reinsurance partnerships.
• Prepared IRDAI submissions for IRRs of conventional and non-conventional products, aligning compliance with regulatory expectations.

Individual Pricing

• Built pricing models for Aviva New Inning Pension (pension + term) and Affinity NEE hybrid insurance, testing profitability and aligning with customer demand.
• Designed complex VBA macros to automate profit testing and rate derivations, enhancing accuracy in actuarial documentation and PQIS processes.
• Partnered with product & retail teams to integrate customer insights into pricing strategy, improving market fit beyond actuarial cashflow analysis.