MUKESH CHOUDHARY
Jaipur
Summary
My aim is to acquire entrepreneurial characteristics and managerial skills. Willing to work in a growth-oriented organization where I can understand and acquire knowledge of practicalities of business and in turn help organization with my knowledge in Taxation, Accounts and Finance for maximum benefit of the organization. Motivational leader and organizational problem-solver with advanced supervisory, team building and customer service skills. Experience stepping into roles and quickly making positive changes to drive company success. Focused on using training, monitoring and morale-building techniques to maximize employee engagement and performance.
Overview
7
7
years of professional experience
Work History
Manager I
ICICI Bank Ltd.
Jaipur
12.2022 - Current
- Business Meeting with DSA Channel assigned by Bank.
- Observing movement of each case from sourcing to disbursement.
- Legal and Technical Clearing with Empanelled Lawyer and In-house Technical Team.
- Helping, as per Bank Policy, for good Quality Sourcing to DSA.
- Research and evaluate client's creditworthiness.
- Conducting personal discussions with customers to understand their business.
- Working cross-functionally with the legal team, technical team, and other departments.
- Ensured compliance with industry regulations and company policies.
- Conducted performance reviews for team members.
- Developed and implemented strategies to increase customer satisfaction and loyalty.
- Enforced customer service standards and resolved customer problems to uphold quality service.
Credit Manager
AU Small Finance Bank
Jaipur
11.2021 - 12.2022
- Research and evaluate client's creditworthiness.
- Conducting personal discussions with customers to understand their business.
- Approving or rejecting loan applications based on credibility, potential revenues, and losses.
- Managing the entire credit application process from login to disbursement.
- Managing post-disbursement documents and partly disbursed cases.
- Working cross-functionally with the sales team, legal team, technical team, and other departments.
- Preparing MIS, overseeing collection, maintaining low delinquency, and keeping a healthy portfolio.
- Evaluated customer applications for credit limits in accordance with established guidelines.
- Developed and maintained relationships with customers to ensure prompt payments on accounts receivable.
- Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
- Collected overdue payments from customers using various methods such as phone calls, emails or letters.
- Analyzed financial data to determine the degree of risk involved in extending credit.
- Collaborated cross-functionally with sales, management and other departments to maintain effective operations.
- Developed and maintained relationships with external credit reporting agencies and financial institutions.
- Evaluated and approved credit applications based on thorough financial analysis and risk assessment.
- Enhanced customer satisfaction by providing timely and informed credit decisions.
MT
HDFC BANK LTD
NEW Delhi
08.2021 - 11.2021
- Implemented strategies aimed at improving overall customer satisfaction levels.
- Provided exceptional customer service by responding promptly to inquiries and resolving issues in a timely manner.
- Managed daily operations including scheduling appointments, coordinating meetings and preparing agendas.
- Provided ongoing support throughout the sales cycle by responding promptly to inquiries, resolving issues, and following up on requests in a timely manner.
- Collaborated with internal teams to develop strategies that would increase customer engagement levels.
- Conducted regular client meetings to assess progress, discuss opportunities for growth, and address any concerns.
Accounts Manager
Sharma & Goyal Chartered Accountant
Jaipur
10.2017 - 07.2021
- Reviewed and approved monthly journal entries, account reconciliations, and financial statements.
- Managed the accounts payable and receivable processes ensuring timely payments of invoices.
- Analyzed financial data to identify potential areas of cost savings or revenue enhancement.
- Provided guidance on accounting issues related to revenue recognition and other complex transactions.
- Created detailed forecasts for cash flow planning purposes.
- Assisted in preparation of various tax documents including income tax returns and sales and use tax returns.
- Performed month-end closing activities such as accruals and amortizations.
- Monitored compliance with government regulations regarding taxes, insurance coverage.
- Coordinated external audit activities by providing necessary information to auditors in a timely manner.
- Ensured accuracy of general ledger postings by reconciling accounts periodically.
- Maintained updated records of all assets owned by the company.
- Analyzed financial data to identify trends, variances, discrepancies, or opportunities for improvement.
Education
Chartered Accountant - Accounting And Finance
ICAI
NEW Delhi02-2021
B.com - Accounting and Finance
IGNU
NEW Delhi03-2018
Skills
- Business Planning
- Performance Evaluations
- Financial Management
- Complex Problem-Solving
- Performance Management
- Business Development
Personal Information
- Father's Name: Hari Narayan Serawat
- Date of Birth: 01/31/95
- Marital Status: Married
- Address:- Bijali Ki Dhani,Village Hadota Near Chomu Teh. Distrcit Jaipur
Disclaimer
I do hereby declare that the aforesaid information is complete and true to the best of my knowledge and belief.
Languages
Hindi
First Language
Hindi
Beginner
A1
English
Elementary (A2)
A2
Timeline
Manager I
ICICI Bank Ltd.
12.2022 - Current
Credit Manager
AU Small Finance Bank
11.2021 - 12.2022
MT
HDFC BANK LTD
08.2021 - 11.2021
Accounts Manager
Sharma & Goyal Chartered Accountant
10.2017 - 07.2021
Chartered Accountant - Accounting And Finance
ICAI
B.com - Accounting and Finance
IGNU
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