A dynamic and proactive finance professional seeking employment opportunities in the areas of Financial Analysis, Modelling, Equity Research & Valuation with an organization of repute to utilize and enhance the current skillsets while significantly contributing to the success of the organization
Overview
4
4
years of professional experience
8
8
years of post-secondary education
3
3
Certifications
2
2
Languages
Work History
Senior Associate - Lending Services
Acuity Knowledge Services
Gurugram
06.2021 - Current
Analysis of financial statements including Income Statement, Balance Sheet and Cash Flow Statement of public and private companies for the credit appraisal / monitoring activity
Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments
Normalizing the financial statements for exceptional and non-recurring items to arrive at the true profitability figures
Having strong understanding of various classes of debt (first lien/secured/unsecured/subordinated)
Updating financial models using historical and projected numbers and calculating Enterprise Value using DCF valuation methodology and presenting the output using Scenario & Sensitivity analysis.
Preparing detailed debt structure (including multiple debt classes and tranches) and debt amortization schedules.
Prepared detailed credit risk assessment reports and liquidity report by analyzing financial statements, credit history, and external factors to evaluate borrower risk
Education
Master's - Business Administration
University of Kurukshetra
Yamuna Nagar
06.2019 - 07.2021
Bachelor - Business Administration
University of Kurukshetra
Yamuna Nagar
06.2015 - 08.2018
XII - Commerce with Maths
New Happy Public School
Yamuna Nagar
04.2014 - 05.2015
X -
National Sr. Sec. School
Yamuna Nagar
04.2012 - 06.2013
Skills
Financial Analysis & Reporting
Credit Analysis
Covenant Analysis
Post Close Risk Monitoring
Leverage Financing
Transactions Monitoring
Certification
Financial Ratio analysis Certification from Udemy
Tools And Systems
FactSet
Stucky
Disclaimer
I hereby declare that the above-mentioned details are true to the best of my knowledge & I am also responsible for any correctness in the above information.