Summary
Overview
Work History
Education
Skills
Timeline
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Mukund Jahagirdar

Senior Engineer
Bengaluru

Summary

Results-driven IT expert with over 5+ years of experience in digital banking product development, focusing on mobile banking, UPI integration, onboarding journeys, and fintech collaborations.
Skills

Overview

11
11
years of professional experience

Work History

Senior Engineer

Wipro Technologies
10.2023 - Current
  • Implemented digital onboarding and loan origination journeys, achieving 60% turnaround time reduction.
  • Tracked development and releases through Jira epics and sprint boards for enhanced transparency.
  • Integrated financial APIs (UPI, Aadhaar eKYC, DigiLocker, PAN verification) for real-time customer KYC.
  • Maintained code versioning and CI/CD processes utilizing Git, and Git Flow strategies.
  • Developed responsive web modules with HTML5, CSS3, and JavaScript for internal loan servicing tools.
  • Led CBDC workflows and WhatsApp Banking services, coordinating cross-functional tasks via Jira.
  • Collaborated with fintechs to create co-lending and BNPL solutions while managing project timelines.
  • Authored SOPs, release documentation, and Git logs to support audits and compliance checks.

Senior Software Engineer

KPIT Technologies
05.2023 - 08.2023
  • Achieved 40% reduction in response time through performance testing of REST APIs for credit card onboarding.
  • Executed CIBIL and PAN-based credit checks to ensure compliance with regulatory standards.
    Assessed functionality and reliability of various API endpoints using Postman and JMeter.

Systems Engineer

TCS
03.2015 - 04.2018
  • • Developed Android mobile banking app using Java, facilitating paperless onboarding and UPI services.
    • Integrated Aadhaar eKYC, PAN verification, and CIBIL checks for digital savings account creation.
    • Constructed custom components with MVVM architecture to enable efficient offline-first functionality.
    • Contributed to internal banking portals utilizing HTML, CSS, and JS for service requests and customer management.
    • Implemented Firebase for secure login OTPs and transaction notifications.
    • Supported backend API development in collaboration with core banking systems and integrated REST services.
    • Managed sprint cycles through Jira, enhancing collaboration across teams to streamline release processes.

Education

BE in Electronics And Communication - Engineering

BLDEAS COLLGE OF ENGINEERING
Vijayapura,KARNATAKA
04.2001 -

No Degree - SCIENCE

PDJ PU COLLEGE
Vijayapur,KARNATAKA
04.2001 -

No Degree - SSLC

PDJ HIGH SCHOOL
Vijayapur, KARNATAKA
04.2001 -

Skills

1) Languages and frameworks: HTML5, CSS3, XML, Java and JavaScript

2) Mobile and web: Android SDK, MVVM, Retrofit

3) Tools: Postman, Git, Bitbucket, Jenkins, Jira

4) APIs: UIDAI eKYC, CIBIL, DigiLocker, NSDL, NPCI, UPI

5) Standards: RBI and NPCI guidelines

Timeline

Senior Engineer

Wipro Technologies
10.2023 - Current

Senior Software Engineer

KPIT Technologies
05.2023 - 08.2023

Systems Engineer

TCS
03.2015 - 04.2018

BE in Electronics And Communication - Engineering

BLDEAS COLLGE OF ENGINEERING
04.2001 -

No Degree - SCIENCE

PDJ PU COLLEGE
04.2001 -

No Degree - SSLC

PDJ HIGH SCHOOL
04.2001 -

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Mukund JahagirdarSenior Engineer