Experienced with over 25 years of experience in Computers, Banking, Lending & Fintech. Excellent reputation for resolving problems and improving customer satisfaction.
Dedicated Ex-serviceman & a Banking professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Hardworking and passionate job seeker with strong organizational skills eager to secure CEO position. Ready to help team achieve company goals.
Overview
24
24
years of professional experience
5
5
years of post-secondary education
Work History
CEO Managing Director
INDBIN FINTECH SERVICES LLP
Bengaluru
10.2021 - Current
Carried out day-to-day duties accurately and efficiently.
Resolved problems, improved operations and provided exceptional service.
Worked with customers to understand needs and provide excellent service.
Offered friendly and efficient service to customers, handled challenging situations with ease.
Worked to maintain outstanding attendance record, consistently arriving to work ready to start immediately.
Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
Identified partnership opportunities and established favorable business connections.
Examined customer loan applications for loan approvals and denials.
Maintained confidentiality of bank records and client information to prevent mishandling of data and potential breaches.
Completed filings and upheld strict compliance with regulatory agencies and supervisors.
Compiled database of loan applicants' credit histories, financial statements and other financial information.
Established and checked coding procedures, monitored reports and updated internal files.
Updated business processes, products and team makeups to generate more business opportunities and cater to audience needs.
Negotiated terms of business acquisitions to increase business base and solidify market presence.
Worked with department heads to address team needs and offer high-level support for everyday operations.
Managed partnerships and strategic business relationships by negotiating contract terms and handling conflicts.
Addressed employee and managerial concerns and implemented corrective actions to promote compliance.
Identified new revenue generation opportunities to maximize bottom-line profitability.
Made large-scale financial decisions and supervised company spending to reduce material losses and maximize profits.
SWO A & B Head Cashier Asst Manager
Andhra Bank
Kakinada
07.2013 - 03.2020
Increased customer satisfaction by resolving issues.
Carried out day-to-day duties accurately and efficiently.
Represented bank at community events to establish strong ties and promote business.
Met with clients to generate new business and negotiate contracts.
Contacted potential clients to pursue sales and gather funds.
Encouraged employee development and promoted management staff from within.
Supervised branch operations and made continuous improvements in each area.
Built and maintained productive relationships with internal and external C-level executives to facilitate business success.
Upheld stringent bank standards for loans, money handling and legal considerations.
Branch Manager
Muthoot Fincorp
Kakinada
01.2013 - 06.2013
Boosted sales and customer loyalty through incentive programs.
Maintained confidentiality of bank records and client information to prevent mishandling of data and potential breaches.
Enhanced branch production rates by handling staff conflicts, evaluations, hiring and termination processes and coaching employees on company protocol and payroll operations.
Submitted loan applications to underwriter for verification and recommendation.
Met deadlines by proactively managing individual and team tasks and streamlining processes.
Engaged employees in business processes with positive motivational techniques.
Consulted customers to boost product sales and services.
Gathered and reviewed customer feedback to improve operations.
Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
Senior SEARGENT
Indian Air Force
Delhi
07.1997 - 12.2012
Work Experience as a Technical Control Room incharge, Computer operations both in Technical & Non Technical Domains in various positions in Indian Air Force
Education
Bachelor Of Arts - Public Administration
Annamalai University
Tamil Nadu
07.2005 - 05.2008
Msc - Applied Psychology
Annamalai University
Tamil Nadu
07.2008 - 12.2010
Skills
Managing cash
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Timeline
CEO Managing Director
INDBIN FINTECH SERVICES LLP
10.2021 - Current
SWO A & B Head Cashier Asst Manager
Andhra Bank
07.2013 - 03.2020
Branch Manager
Muthoot Fincorp
01.2013 - 06.2013
Msc - Applied Psychology
Annamalai University
07.2008 - 12.2010
Bachelor Of Arts - Public Administration
Annamalai University
07.2005 - 05.2008
Senior SEARGENT
Indian Air Force
07.1997 - 12.2012
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