Murad Husain

• Developed and executed successful business plans that resulted in improved market share and profitability within the region.
• Boosted brand growth by devising strategic network and marketing tactics.
• Collaborated with executive leadership to establish long-term objectives, drive growth initiatives, and align regional efforts with corporate goals.
• Expanded regional presence by researching potential markets, developing strategic partnerships, and opening new locations.

• Managed a successful sales team, consistently achieving and exceeding monthly sales targets.
• Expanded market share through effective prospecting, lead generation, and negotiation skills.
• Established strong relationships with key clients, resulting in increased customer retention and satisfaction.
• Established strong relationships with major accounts and key decision-makers to increase sales in designated territory.
• Enhanced team performance by providing ongoing coaching, training, and mentoring to sales representatives.
• Helped team stay productive and focused on higher-value tasks to improve sales efficiency.

• Responsible to acquire New Domestic DSAs for Personal Loan and Business Loan (Offline & Online both segments

• Team Handling for Online Personal Loan and Business Loan (DST & Connectors both segments).

• Business Development and Relationship Management with corporate DSAs and existing domestic DSAs.

• Responsible to get approvals for the cases which use to stuck at Credit’s End.

• Initial financial screening to determine Credit-Worthiness of the Borrower.

• To handle the deferrals and other monitoring branch related issues.

• Managing Branch related issues & auditable process with team of 6 Branch Managers.

• Managing 2 Branches and 3 Spoke locations
• Responsible to acquire New Domestic DSAs for Personal Loan and Business Loan (Offline & Online both segments)
• Team Handling for Online Personal Loan and Business Loan (DST & Connectors both segments)
• Business Development and Relationship Management with corporate DSAs and existing domestic DSAs
• Responsible to get approvals for the cases which use to stuck at Credit's End
• Initial financial screening to determine Credit-Worthiness of the Borrower
• To handle the deferrals and other monitoring branch related issues
• Managing Branch related issues & auditable process with team of 6 Branch Managers
• Ensuring collections/repayment of all the cases

• Managing 23 Branches and 10 Spoke locations
• Responsible to acquire New Domestic DSAs for Personal Loan and Business Loan (Offline & Online both segments)
• Team Handling for Online Personal Loan and Business Loan (DST & Connectors both segments)
• Business Development and Relationship Management with corporate DSAs and existing domestic DSAs
• Responsible to get approvals for the cases which use to stuck at Credit's End
• Initial financial screening to determine Credit-Worthiness of the Borrower
• To handle the deferrals and other monitoring branch related issues
• Managing Branch related issues & auditable process with team of 6 Branch Managers
• Ensuring collections/repayment of all the cases till 12 MOB

• Team Handling for Branch Empowerment of Aligarh Cluster
• Responsible to acquire new clients for Working Capital (EEG & BBG)
• Responsible to acquire customers for Personal Loan, Business Loan, Auto Loans & Two Wheeler Loan
• New-Acquisition thru various Banking products and signifying with the bank
• Business Development and Relationship Management for the Business Banking Division
• Preparation and presentation of the credit approval memo for Renewals and Enhancements
• Initial financial screening to determine Credit-Worthiness of the Borrower
• To input Financial and other details of company in Bank's Internal software called RISK Assessment
• To handle the deferrals and other monitoring issues in day-to-day conduct of the accounts
• Generating revenues through Insurance and Processing Fees and Renewal Fees at the time of enhancements / renewal of financial facilities
• Coordinating with branches/trade finance/CMS for post approval activities/customer service
• To arrange Pre log in documentation, disbursement documentation & solving the Credit / Ops Query
• Achieve the Business Banking Targets of EEG, BBG & Retail Segment
• Understand client business models, trade related activities, cash flows etc
• And identify opportunities and grow client relationships
• Cross sell various products like Current Accounts/Term Deposit/Transaction Banking/Trade
• Focus to increase the BOOK SIZE and Profitability of the assigned portfolio
• Work on all cases from first call to till disbursement looking each and every activity
• Handle Business Development Activity of Trade Finance, Foreign Exchange transactions
• Acquire the High Value Current Accounts

• Managing Distributors in Western U.P
• And team handling
• Set targets for Team, review these & consistently raise them
• Managing a team of 23 S.O (Sales Officer) and Two Area Sales Managers
• Achieve sales target and providing customer service
• Working on a revenue generation model to achieve sales target
• Sound credit skills-preparations of credit reports call memo and credit updates

• Managing operation like insurance, and team handling
• Set targets for team, review & consistently raise them
• Managing a team of 3 Sales Managers & 31 Sales Officers
• Achieve sales target and providing customer service
• Working on a revenue generation model to achieve sales target
• Sound credit skills-preparations of credit reports call memo and credit updates

• Managing operation like insurance & team handling
• Achieve sales target and providing customer service
• Working on a revenue generation model to achieve sales target
• Sound credit skills-preparations of credit reports call memo and credit updates

• Selling of investment product like Insurance and CASA
• Managing operation like A/c opening, FD
• Deepening of existing CASA relationship
• Generation of referrals from internal database
• Enhance the value of existing accounts of CASA customers