MUSHKINA D

• Analysed customer data such as financial statements to determine level of risk involved for extending credit
• Made recommendations about extending lines of credit
• Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags
• Gathered loan documentation for underwriting
• Performed credit reviews on corporations to assess financial conditions.
• BG cases in that i need check and prepare of work order book, latest one year bank statement, GST returns for all states and sharing holding percentage and etc

· Partnership and sole proprietorship cases i need to check:

a. KYC of partners.

b. Partnership deed

c. Audited Financials of 3 years like profit and loss account, Balance sheet cash flow statements along with this schedules.

d. 12 months of GSTR3B documents for all states. e. Latest unexecuted order book.

f. Form A26

g. Any other Documents like GST registration certificate etc...

· Drafted detailed credit papers, with comprehensive financial records and risk analysis data.

• Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
• Analyzed customer payment histories to assess credit risk profiles.
• Determined appropriate loan terms based on borrower's creditworthiness.

• Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams
• Recommended approval or disapproval of commercial, real estate or credit loans
• Analysed applicants' financial status and credit and property evaluations to determine loan feasibility
• Reviewed and verified income, credit reports and employment histories for each borrower
• Preparation of Memorandum of Deposit Title deed In the Name of Customer Name to Company Name for Registration
• Post Disbursal Documents (PDD) Critical Documents Non-Documents Clearance

• Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews
• Assessed credit risk and analysed financial statements
• Analysed credit scores to determine borrowers' creditworthiness
• Responsible for End-to-end TAT of every application
• To manage the technical and legal queries co-ordinating with technical and legal team
• Preparation of MIS for management analysis
• Conducted credit reviews on corporations to assess financial conditions.
• Assessed customer credit files regularly to review receivables.