Muthamil Selvi
Bangalore
Summary
Experienced credit risk assessment expert and team leader, with a proven history at Cargill Business Services. Successfully implemented process improvements that resulted in a 20% decrease in overlimit accounts. Skilled in data analysis and financial forecasting, enhancing strategic decisions and operational performance. Analytical professional with a background in finance, known for high productivity and efficient task completion. Skilled in financial analysis, risk assessment, and regulatory compliance. Excel at critical thinking, problem-solving, and communication, leveraging these soft skills to navigate complex challenges and deliver results.
Overview
22
22
years of professional experience
1
1
Certification
Work History
Credit Analyst (Thailand) – CTC Process Specialist
Cargill Business Services India Pvt Ltd.
12.2023 - Current
- Processed and ensured timely completion of credit reviews and order hold releases.
- Conducted qualitative and quantitative analyses to recommend credit terms and limits based on risk mitigation.
- Prepared monthly management reports analyzing customer overlimits, proposing actionable plans for resolution.
- Analyzed overdue customers and advised collection team on recovering aged receivables.
- Managed team effectively during six-month maternity leave, overseeing work allocation and management communications.
- Supported annual audit by identifying process improvements, independently closing audit calls, and submitting follow-up actions.
- Published financial condition reports for dealers, enhancing monitoring services and tracking capabilities.
- Trained over 50 employees in one year, focusing on soft skills development and team-building activities.
Financial Risk Specialist
Ford Motor Private Limited
04.2011 - 03.2018
- Led group projects, delegating tasks and providing constructive feedback.
- Initiated 'ODOT - One Day One TL' project to enable buddy TL shadowing during absences.
- Received management appreciation for innovative departmental initiatives.
- Motivated and inspired team members through effective leadership techniques.
- Applied analytical and problem-solving skills to address complex challenges.
- Demonstrated excellent verbal and written communication capabilities.
Process Specialist
Ford Motor Private Limited
04.2007 - 03.2011
- I had taken various roles during this period, such as performing audits of invoices and making payments, during which I found a duplicate bill of $1.7 million.
- I had also handled the reconciliations of accounts and processed the journal entries for Ford Trading Company.
- Implemented continuous improvement metrics to streamline workflows and reduce waste. I initiated and followed a practice of doing daily reconciliations of a few critical accounts, which enabled a smooth month-end close activity.
- It was much appreciated by the management, and ranked me as 'Top Performer' of the year 2008-09.
Senior Claim Processing Specialist
Hinduja Global Solutions
09.2003 - 04.2007
- Achieved Extra Miler Award for error-free processing and proactive initiatives.
- Initiated and led knowledge-sharing program, enhancing team collaboration and efficiency.
- Recognized with Dronacharya Award as Best Trainer of Year in April 2007.
- Served as trainer, providing guidance and support to team members effectively.
Education
M.B.A - HR
Madurai Kamaraj University (Distance Education)
01.2009
B. Com -
Arumugam Pillai Seethai Ammal College
01.2003
Skills
- Data analysis and reporting
- Customer relationship management
- Team leadership and building
- Process improvement strategies
- Problem solving techniques
- Effective communication skills
- Credit risk assessment and monitoring
- Financial statement review and analysis
- Risk mitigation strategies
- Portfolio management expertise
- Microsoft Excel proficiency
- High-risk account reviews
- Financial forecasting and planning
- Adaptability in dynamic environments
- Multitasking capabilities
- Underwriting and credit decision making
- Judgmental lending practices
- Cash flow analysis and management
- Quantitative analysis skills
- Accounts receivable management strategies
- Collections management expertise
- Regulatory compliance knowledge
- Attention to detail
Accomplishments
- Extra Miler Award – for error-free processes and additional initiatives.
- Dronacharya Award – Best Trainer of the Year.
Certification
- Financial Risk Management Program - Hero Vired
- Mastering data analysis using Microsoft Excel
- Microsoft Power BI data analyst professional certificate
- Work smarter with Microsoft PowerPoint
Languages
English
Proficient (C2)
C2
Tamil
Proficient (C2)
C2
Malayalam
Intermediate (B1)
B1
Timeline
Credit Analyst (Thailand) – CTC Process Specialist
Cargill Business Services India Pvt Ltd.
12.2023 - Current
Financial Risk Specialist
Ford Motor Private Limited
04.2011 - 03.2018
Process Specialist
Ford Motor Private Limited
04.2007 - 03.2011
Senior Claim Processing Specialist
Hinduja Global Solutions
09.2003 - 04.2007
M.B.A - HR
Madurai Kamaraj University (Distance Education)
B. Com -
Arumugam Pillai Seethai Ammal College
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