Goal-driven Collections Manager reduces delinquencies and mitigate risks. Prepared to 10+ years of in-depth experience to support company needs.
Overview
2025
2025
years of professional experience
2010
2010
years of post-secondary education
3
3
Languages
Work History
Collections Manager
HDFC BANK LTD
11.2022 - Current
Handling Loan against property collections
Handling agency with 10 members of collection team
Contacted clients with past-due payments and actively monitored payments due from customers.
Reduced delinquency rates with proactive account monitoring and timely communication.
Contacted customers to discuss late payments and options for remitting amounts due.
Conducted thorough credit reviews to assess risk levels and make informed decisions on extending credit or initiating collections actions.
Implemented efficient skip tracing techniques to locate hard-to-reach debtors and expedite the recovery process.
Improved overall collections efficiency by implementing strategic collection plans and processes.
Worked with legal resources and recovery teams to manage default issues.
Contacted customers to collect outstanding payments via one-time or negotiated installment methods.
Documented interactions in computer database and updated information.
Team Leader
CONNEQT BUSINESS SOLUTIONS LTD
05.2018 - 10.2022
Team Handling
Tractor and Agri Collections Process
Present I am Handling 18 Members of Collection Team
Allocate the collection to all Team members as per their Geographical Area
Working on Excel, functional knowledge in VLOOKUP & PIVOT
Early hours in the morning take commitment from Team, Follow up with Team regular intervals about collection and what is going on
Closely Monitoring Team Members about Cash collection and Ensure to Deposited the all collected cash in the Bank within the TAT limits
Take concall with Team and motivate them to get good Collection
Share day to day Team MIS in Whatsup Groups
Go to field with Team members who are in bottom line
Recruit the Team members as per requirement in allocated locations
Every day at EOD take Collection Update from Team and send the Report to My Supervisor
Senior Assistant Officer
Godavari Urban Multi State Credit Cooperative Society Ltd.
08.2017 - 04.2018
Asst. Manager
HDFC BANK LTD
03.2013 - 08.2017
Gold Loan Executive
UAE EXCHANGE & FINANCIAL SERVICES LTD.
02.2012 - 03.2013
Gold Loan Disbursement and Collection
Asst. Branch Manager
SKS MICRO FINANCE LTD.
6 2007 - 2 2012
Liability Group Loans Disbursement and Collection
Education
Bachelor of Science - MPC
Govt Degree College Armoor
Armoor
04.2001 - 05.2011
M.P.C
Narendra Cooperative Junior College Armoor
Armoor
04.2001 - 05.2001
S.S.C -
Z.P.H.S. Mupkal
Mupkal
03-1999
Skills
Goal-oriented focus
Personal Information
Father's Name: NARAHARI
Date of Birth: 05/21/84
Gender: Male
Marital Status: Married
Religion: Hindu
Disclaimer
I earnestly hope that the above details will be found suitable for the post advertised and an opportunity will be given to me to appear for selection. I assure you of my full sincerity and devotion in executing the duties related to the post should I be given a chance to serve.
Timeline
Collections Manager
HDFC BANK LTD
11.2022 - Current
Team Leader
CONNEQT BUSINESS SOLUTIONS LTD
05.2018 - 10.2022
Senior Assistant Officer
Godavari Urban Multi State Credit Cooperative Society Ltd.
08.2017 - 04.2018
Asst. Manager
HDFC BANK LTD
03.2013 - 08.2017
Gold Loan Executive
UAE EXCHANGE & FINANCIAL SERVICES LTD.
02.2012 - 03.2013
Bachelor of Science - MPC
Govt Degree College Armoor
04.2001 - 05.2011
M.P.C
Narendra Cooperative Junior College Armoor
04.2001 - 05.2001
Asst. Branch Manager
SKS MICRO FINANCE LTD.
6 2007 - 2 2012
S.S.C -
Z.P.H.S. Mupkal
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