MYLON U
Erode
Summary
More than 6 years of experience working for Operations in the area of Banking, Financial services and Insurance (BFSI) domain. Aspiring to work with a process that offers a challenging environment where I can carve a niche for myself and effectively deliver towards contributing to the organization’s target & aspirations.
Overview
6
6
years of professional experience
Work History
Mortgage Credit Analyst
WBL
12.2023 - 03.2024
- Worked in the Loan Processor/ Post Closing, Loan Syndication, Loan Servicing & Live Underwriting team for the loan application.
- Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
- Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
- Performed due diligence on new applicants by verifying income, assets and liabilities through public records or third-party sources.
- Requested financial documents from customers.
- Worked closely with both customers and sales team to reconcile accounts and oversee payment negotiation.
Mortgage Loan Processor
AFGS
Bangalore
04.2022 - 12.2023
- Worked in the Mortgage Loan processing & Loan Servicing(Validate the information end to end till the loan amount settle to client) and Live Underwriter
- Reviewed loan applications and verified accuracy of borrower information.
- Assessed credit reports to determine eligibility for mortgage loans.
- Analyzed financial data such as income, assets, liabilities, and credit history to determine risk factors associated with each loan application.
- Inspected loan documentation for mistakes and corrected discrepancies.
- Contacted outside sources, references and vendors to verify client financial information.
- Created and completed loan submission packages.
Mortgage Specialist
Visionet System Pvt Ltd
Coimbatore
03.2018 - 03.2022
- Worked in the areas of Mortgage Loan processing, Loan Servicing, Loan Syndication , Post Closing, PRE-Underwriting , Live Underwriter , Quality Analysis and Process Trainee.
- Analyzed customer financial data to determine eligibility for mortgage programs.
- Prepared loan documents such as credit reports, income statements, appraisals, and closing statements.
- Reviewed property titles to ensure accuracy of information prior to loan approval.
- Assisted customers in completing online applications for mortgage loans.
- Performed periodic follow-ups with customers after closing of their mortgages.
- Provided training sessions on loan products and services for new staff members as needed.
- Verified income of borrower and gathered credit information.
- Submitted applications to credit analysts.
- Analyzed new markets and developed referral networks to locate new loan prospects.
Education
MBA -
Bharathiyar University
01.2020
B.E -
Nandha Engineering College
01.2017
XII -
EHKN
01.2013
X -
CMHSS
01.2011
Skills
- Knowledge in MS Office 201
- Open Close
- Encompass
- MyCRM
- Apply Online (AOL)
- Ring Central ( Follow-up Calls, Cold Calling calls)
- Bank (Pricing Tool, Property Valuation)
Personal Information
- Father's Name: SC Uvaraj
- Date of Birth: 07/28/95
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Languages
Tamil & English
Hobbies and Interests
Sports(Basketball)
Disclaimer
I hereby declare that all the information furnished above is true to the best of my knowledge and belief.
Timeline
Mortgage Credit Analyst
WBL
12.2023 - 03.2024
Mortgage Loan Processor
AFGS
04.2022 - 12.2023
Mortgage Specialist
Visionet System Pvt Ltd
03.2018 - 03.2022
MBA -
Bharathiyar University
B.E -
Nandha Engineering College
XII -
EHKN
X -
CMHSS
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