Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Generic
Mythili Chandran

Mythili Chandran

Credit Manager
Bengaluru

Summary

Experienced Credit Manager with 7 years of experience in Business and Educational Loans, skilled in credit assessment. Have worked with diverse teams, applying strong analytical thinking and decision-making skills, and am now looking forward to utilizing my skill set in challenging opportunities that foster professional growth and add value.

Overview

7
7
years of professional experience
3
3
Languages

Work History

Credit Manager

Credila Financial Services (Formerly HDFC Credila)
08.2022 - Current
  • Product - Educational Loan (Secured and Unsecured)
  • Experienced in reviewing 3,000+ loan applications per year, assessing educational profiles for approval decisions.
  • Investigated and evaluated customers for creditworthiness and potential risk factors.
  • Mentored junior team members in credit management best practices to enhance overall department performance.

Credit & Risk Manager

Vistaar Financial Services
05.2018 - 03.2022
  • Product - Business and Housing Loans (Secured)
  • Evaluating the credit worthiness of potential customers of MSME Sectors.
  • Underwriting cases with desired level of quality and enabling achievement of Branch Business target by proper management.
  • Ensuring minimal credit risks in accordance with company policy and risk management strategies.
  • Interacted with customers, assessed business profiles, and monitored loan repayments and delinquencies.

Education

MBA - Finance & Marketing

Bharathiar School of Management
Coimbatore
04.2001 -

Bachelors of Commerce -

PSG College of Arts And Science
Coimbatore, India
04.2001 -

Higher Secondary -

Sri Sowdeswari Vidyalaya MHSS
Coimbatore, India
04.2001 -

Skills

Credit analysis

Customer Interactions

Decision Making

Problem Solving Ability

Time Management

Team Collaboration

Communication Skills

Accomplishments

  • Awarded the Emerging Star Award in 2023 for outstanding performance in processing 650+ applications - Regional Level.

Timeline

Credit Manager

Credila Financial Services (Formerly HDFC Credila)
08.2022 - Current

Credit & Risk Manager

Vistaar Financial Services
05.2018 - 03.2022

MBA - Finance & Marketing

Bharathiar School of Management
04.2001 -

Bachelors of Commerce -

PSG College of Arts And Science
04.2001 -

Higher Secondary -

Sri Sowdeswari Vidyalaya MHSS
04.2001 -

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Mythili ChandranCredit Manager