KULDEEP SHANKAR
VARANASI
Summary
Dynamic banking professional with over 14 years of experience in branch management and credit analysis. Proven ability to drive team collaboration and strategic initiatives, enhancing customer satisfaction and operational efficiency.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Banking
Indian Bank
Varanasi, India
07.2011 - Current
Started my career in banking as a Probationary Officer in erstwhile Allahabad Bank in July 2011 at a branch having more than Rs. 2500.00 Cr of advances and going through different jobs and responsibilities viz as a branch manager, working in controlling offices as Manager, Senior Manager, Processing Officer in Forex Processing Centre, Credit Relationship Manager in Mid Corporate Branch as well as Chief Manager (Department Head of Credit) and at present working as Vertical Head of MSME & Agricultural Credit Processing Unit (MAPC) at Varanasi hence spanning for more than 14 years as a whole.
Education
Bachelor of Technology - ELECTRONICS & TELECOMMUNICATION ENGINEERING
BIJU PATNAIK UNIVERSITY OF TECHNOLOGY
CUTTACK05-2009
SENIOR SECONDARY - PHYSICS/CHEMISTRY/MATHS
LOYOLA HIGH SCHOOL
PATNA05-2004
SECONDARY SCHOOL - ENGLISH/MATHS/SCIENCE/SANSKRIT/SOCIAL SCIENCE
DAV PUBLIC SCHOOL
SIWAN05-2002
Skills
- Credit Decision Making
- Credit Sanction in Timely Manner
- Credit Policy Implementation
- Delegation & Monitoring
- Strategic Credit Planning
- Regional Credit Oversight
- Performance Management
A) LEADERSHIP & CREDIT MANAGEMENT SKILLS
B) CREDIT & RISK SKILLS
- Credit Risk Monitoring
- Early Warning Signal Monitoring
- Credit Compliance
- High Value Client Relationship Management
- Business Development
- Digital Credit Processing
C) BUSIENSS & RELATIONSHIP MANAGEMENT
D) OPERATIONAL & TECHNICAL SKILLS
E) STRONG EXECUTIVE LEVEL SOFT SKILLS
Certification
- Junior Associate of IIBF (JAIIB) from IIBF
- Certified Associate of IIBF (CAIIB) from IIBF
- Certificate in Risk Management from NIBM, Pune
- Certificate in Credit Management from NIBM, Pune
- Certificate in Risk In Financial Services from IIBF
- Certificate Course in Foreign Exchange from IIBF
- Certificate Course in International Trade Finance from IIBF
- Certificate Course in Strategic Management & Innovation in Banking from IIBF
WRITING POEMS AND ARTICLES
A novice writer who explores to write my inside out in the form of poems and sometimes in the form of short stories/articles. My writings have been a part of many anthologies,. Some of the creations have also been awarded in the form of Certificate of Appreciation, Mementoes, Medals etc. Some of the anthologies have also been available on online shopping platforms.
Languages
English
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
BHOJPURI
Bilingual or Proficient (C2)
Bengali
Upper intermediate (B2)
Timeline
Banking
Indian Bank
07.2011 - Current
Bachelor of Technology - ELECTRONICS & TELECOMMUNICATION ENGINEERING
BIJU PATNAIK UNIVERSITY OF TECHNOLOGY
SENIOR SECONDARY - PHYSICS/CHEMISTRY/MATHS
LOYOLA HIGH SCHOOL
SECONDARY SCHOOL - ENGLISH/MATHS/SCIENCE/SANSKRIT/SOCIAL SCIENCE
DAV PUBLIC SCHOOL