Summary
Overview
Work History
Education
Timeline
Generic

NALINI D MOGALE

Flat.No.1301, Ekta Bhoomi Garden III, Off Dattapada Road, Borivali (East),Maharastra

Summary

20+ years of experience in the financial industry, Managing branch and central operations along with legal expertise across India. Handled Disbursements, Dockets handling, Banking, Customer Service, Compliance, Audit, Cross department Strategies and efficient cost control Policy drafting - SOP, Legal policy on Business and products. Pan India Legal - Scrutiny of the property, Project reports. My career covers through financial institutions, co-operative societies, construction companies, BPO which is extensive and exhaustive. My reputation as an efficient employee and my constant efforts to establish rapport with all my managers, employees and clients has enabled me to manage the day to day operations very efficiently.

Overview

21
21
years of professional experience
22
22
years of post-secondary education

Work History

Senior Vice President (National Operations Manager)

JM Financial Home Loans Limited
04.2019 - Current

Vice President

JM Financial Products Limited
07.2016 - 04.2019
  • Reporting to the MD and CEO.
  • Setting up of Central operations and Branch operations.
  • Products - Home Loans, LAP, SME and EIL.
  • Drafting of policies, SOP’s, System Manual, Maps.
  • Setting up of Document Management, CMS Management and CRM Management.
  • Reporting and Audit (Internal and External), Day to day business and customer service.
  • Periodic audits and ensure all the reported discrepancies takes the effective closure in timely manner.
  • Establish Centralized operations supported by integrated lending system, Complete training on new system and processes, support data migration.
  • Team building and effective training.
  • To ensure highest customer satisfaction.
  • Compliance adherence implementation in the organization.
  • Operational Risk Management, Risk Compliance.

Circle Operations Manager, Head

01.2015 - 07.2016
  • Dewan Housing Finance Limited (DHFL) - Pune Reporting to, of Operations.
  • Managed Operations, Legal, Technical, Accounts, CS and Admin with Direct reporting of 14 Regional Managers.
  • Products - Home Loans, LAP and SME and cross selling of Insurance, FD.
  • Responsible for End to End disbursements for all products.
  • Drafting and Improving of policies and ensuring Compliance.
  • Reporting and Audit (Internal and External), Day to day business and customer service.
  • Monitoring docket reconciliation, PDC management, ECS conversions and cash management adapting to the changing policy and verticals.
  • Team building and effective training.
  • To ensure highest customer satisfaction.
  • Compliance adherence implementation in the organization.
  • Periodic audits and ensure all the reported discrepancies takes the effective closure in timely manner.
  • West Zone is the largest zone both in portfolio & in geography.

Regional Legal Manager

Reliance Capital
01.2013 - 01.2015
  • Reporting to National Credit Manager.
  • Responsible for South Zone (Karnataka, Kerala, Tamil Nadu, Pondicherry and Andhra Pradesh) for drawing Collateral Policies and processes required for maximum efficiency.
  • Alignment with the legal department and Company-wide (City specific policies to reach the market),.
  • Handled all individual LSR, projects, Documentation, hiring of legal vendors for entire South branches and spoke locations, vendor management, SLA, TAT and deviations associated with the legal.
  • Responsible for developing a robust and innovative communications through latest technology, trainings and wikis and other media across the department as well as with the internal clients and vendors.
  • Examined Deeds of Trust to determine the grantor, grantee, trustee and loan amount.
  • Administered audits to verify actual assets and liabilities.
  • Specialized in commercial real estate transactions and litigation.
  • Responsible for handling PAN India MIS for Builder projects.
  • Resolved sensitive day to day work related issues.
  • Responsible for handling PAN India MIS for Builder projects.

Regional Operations Manager

L & T Housing Finance Limited
11.2007 - 01.2013
  • Reporting to Head of Central Operations.
  • Due Diligences of documentation and securities.
  • PDC, Cash and ECS Mgmt.
  • Centralized document storage / File Management.
  • Maintain TAT with in SLA at remarkable efficiency.
  • Keeping process cost with in budgeted numbers reconciliations.
  • Managed external agencies.
  • Managed entire disbursements.
  • Technical and legal verification of property.
  • Legal scrutiny of property documents, home loan documents, security documents, etc.
  • Hire Operation Officers –at all level.
  • Keep team attrition limited.
  • Management of Post Disbursement Documents.
  • To train & manage Operations staff on product parameters and update them on the current changes in policies.
  • Extensive travel for branch controls, audit, training and allied management at branch.
  • Demonstrated key influences and decision-making processes of the company; built personal relationships and informal networks inside and outside the company; motivated others to gain cooperation and consensus; collaborate with others and maintains smooth working relationships.

Specialist

Fidelity Investments
04.2007 - 10.2007
  • The Process is related to US regulations, under ERISA and IRC Act.
  • Back-end process of US Company capitalized on the US market and stands one with regard to Mutual Funds, Retirement solutions, Retirement Benefits, HR, HRRP, H&W, & Investments domain.

Manager

Weizmann Home Limited
11.2006 - 03.2007
  • Counseled the organization on terms of mortgage modification and mitigation offers also Recoveries under SARFAESI ACT.
  • Reviewed documents for projects, property, NI Act and actioned suits.
  • Reviewed and negotiated legal documents relating to the financial industry.
  • Administered audits to verify actual assets and liabilities.
  • Developed detailed litigation strategies for each case.
  • Drafted and amended legal and recovery policies.
  • Explained the legal process to each branch and answered questions to help ease concerns.
  • Frequently addressed strategic issues of public policy.
  • The exposure here was vast since it dealt with laws of property pertaining different States.

Legal Retainer

IDBI Ltd
04.2004 - 10.2006
  • LSR, Builder projects, meeting and conferencing with high profile builders,.
  • Title search / verification of title documents at the concerned Sub-Registrar’s Officer.
  • Attended meetings and open discussions at the Builders office and at sites.
  • Attending to customers and counseling the clients.
  • The most rewarding and prestigious moments is the Home Loans fair held every financial year, which was the biggest achievement.
  • Through IDBI, had exposure to Ombudsman, Consumer Forum and other legal and recovery matters.
  • Guided the course of legal action suits filed by or against IDBI.
  • Drafting of all agreements.
  • Demonstrated ability to express thoughts and ideas clearly in both written and verbal format; solicited ideas and input from others; listened to diverging opinions; influences others to adopt a course of action.

Karnataka State Industrial Co-operative Bank Ltd
10.1998 - 10.2006

Private Practice

01.1995 - 01.2006

Panel Advocate

IDBI Bank
04.2003 - 04.2004

11.1997 - 04.2004
  • Empanelled in Sri Lakshmi Mahila Sahakara Bank Niyamitha.

01.1995 - 01.1997
  • Trainee Advocate under learned counsel Sri.V.K.
  • Hawargi, handling all civil related matter, documentations, banking, recoveries etc.

Education

SSLC -

Bangalore University

undefined

Pre-University Bangalore University
01.1987 - 01.1989

MBA - undefined

LLB Bangalore University, Alagappa Open University
01.1989 - 01.1995

undefined

01.2009 - 01.2011

LLM - Business Law

Kuvempu Open University
01.2011 - 01.2013

Timeline

Senior Vice President (National Operations Manager)

JM Financial Home Loans Limited
04.2019 - Current

Vice President

JM Financial Products Limited
07.2016 - 04.2019

Circle Operations Manager, Head

01.2015 - 07.2016

Regional Legal Manager

Reliance Capital
01.2013 - 01.2015

LLM - Business Law

Kuvempu Open University
01.2011 - 01.2013

undefined

01.2009 - 01.2011

Regional Operations Manager

L & T Housing Finance Limited
11.2007 - 01.2013

Specialist

Fidelity Investments
04.2007 - 10.2007

Manager

Weizmann Home Limited
11.2006 - 03.2007

Legal Retainer

IDBI Ltd
04.2004 - 10.2006

Panel Advocate

IDBI Bank
04.2003 - 04.2004

Karnataka State Industrial Co-operative Bank Ltd
10.1998 - 10.2006

11.1997 - 04.2004

Private Practice

01.1995 - 01.2006

01.1995 - 01.1997

MBA - undefined

LLB Bangalore University, Alagappa Open University
01.1989 - 01.1995

undefined

Pre-University Bangalore University
01.1987 - 01.1989

SSLC -

Bangalore University

Similar Profiles

CREATE PROFILE
NALINI D MOGALE