Naman Tyagi
Noida
Summary
Dynamic financial professional with over 4.2 years of experience in credit risk analysis, portfolio management, and client relationship management. Proficient in evaluating financial data, mitigating risks, and driving sustainable growth. Adept at implementing innovative strategies and exceeding performance targets in competitive environments Results-driven Credit Manager with proven success in financial analysis, risk management, and loan structuring. Enhanced loan approval efficiency by 20% through meticulous credit report preparation and risk assessment. Dynamic professional skilled in managing credit risk for a diverse portfolio of clients. Expertise in underwriting and market research contributed to a 30% improvement in risk mitigation and compliance with banking regulations.
Overview
8
8
years of professional experience
Work History
Credit Manager
Axis Bank
06.2021 - Current
- Managed credit risk assessments for a portfolio of 100+ B2C clients, utilizing CIBIL scores and other KPIs to achieve a 30% enhancement in risk mitigation
- Prepared over 50 credit reports by analyzing factors like client's business models, capital structure, FOIR and risk profiles, contributing to a 20% increase in loan approval efficiency.
- Handled legal structures of over 100 loans to accurately assess and determine the amount of funding to be provided, ensuring compliance and risk mitigation.
- Managed credit risk assessments for loan applications and customer profiles.
- Reviewed financial documents to ensure compliance with banking regulations.
- Analyzed credit reports to evaluate borrower creditworthiness and risk levels.
- Collaborated cross-functionally with sales, management and other departments to maintain effective operations.
- Reviewed accounts for signs of fraud and non-payment issues.
Senior Manager Marketing
RPL industries
10.2020 - 02.2021
- Achieved ₹17 lakh in monthly sales through data-driven lead generation and strategic marketing campaigns
- Designed and executed marketing initiatives, resulting in a 20% increase in market presence
- Enhanced competitive positioning by leveraging industry-leading pricing strategies
- Managed resource allocation and scheduling to improve project timelines and deliverables.
Finance Intern
Sunil Shandilya & Co.
Ghaziabad
05.2017 - 07.2017
- Analyzed financial statements and accounting principles, gaining insights into financial reporting and decision making
- Contributed to accurate financial documentation and reporting processes
Education
M.B.A -
Amity University
Noida08.2020
B.B.A -
Manipal University
Jaipur08.2018
12th -
Gurukul The School
05.2014
10th -
Gurukul The School
05.2012
Skills
- Financial Analysis
- Customer relationship management
- Loan structuring
- Underwriting
- Risk Management
- Market Research
- Training
- Time management
- Investment Management
- Data Analysis
- Team Management
Timeline
Credit Manager
Axis Bank
06.2021 - Current
Senior Manager Marketing
RPL industries
10.2020 - 02.2021
Finance Intern
Sunil Shandilya & Co.
05.2017 - 07.2017
M.B.A -
Amity University
B.B.A -
Manipal University
12th -
Gurukul The School
10th -
Gurukul The School