6+ years of experience in public policy consulting, government advisory, public (municipal) finance, infrastructure financing
Working closely with senior leadership in the union government, constitutional bodies and market regulators, multilateral institutions and several state governments to drive systemic reforms to municipal borrowings and municipal own source revenues
Leading www.cityfinance.in, India's first and largest municipal finance platform
Actively contributed to driving property tax revenue growth in India through her policy design and implementation support to the union and state governments
Author of the ‘Property Tax ReformsToolkit’, published by the Ministry of Housing and Urban Affairs in 2020, that serves as a template for property tax reforms for several states and cities across the country
Co-authored a policy paper for the World Bank Group on “Gender-based Discounts on Taxes Related to Property”
2 years of experience as area sales and customer manager in Hindustan Unilever managing a USD 43 Mn Homecare portfolio
Holds a graduate degree in Mathematics from Miranda House, DU and a post graduate diploma in business management from IIM Kozhikode.
Overview
9
9
years of professional experience
Work History
Head, Municipal Revenues
Janaagraha Centre for Citizenship and Democracy
08.2018 - Current
Policy Consulting and Government Advisory
Leading technical assistance engagements with the Ministry of Housing and Urban Affairs (MoHUA), GoI, for municipal revenue enhancement and infrastructure financing
Drafted policy guidelines and provided support in administration of key central government schemes/programmes such as XV Finance Commission, AMRUT, Atmanirbhar Bharat, Swachh Bharat Mission, Scheme for Special Assistance to States for Capital Investment affecting a total outlay of USD 67 Bn
Provided technical assistance in own revenue enhancement of ULBs to over 15 State Urban Development Depts. and 2 State Finance Commissions. Notable achievements include- Drafting of Property and Professional Tax Rules for Govt. of Tamil Nadu (notified in 2023), 35% increase in property tax revenue through policy and process based interventions in Odisha (2018-19 to 2020-21), designed and drafted property tax valuation policy for Punjab (adopted in 2021)
Leading technical assistance to Govt. of Assam for setting up of Assam Urban Infrastructure Development Finance Corporation Limited, a state-owned company with a mandate for financing urban infrastructure - drafted functions, cabinet note, HR policy, among others
Co-led technical assistance to XV Finance Commission on municipal finance reforms. Major recommendations such as mandatory reporting of financial statements and property tax increase included in the report. Cityfinance was quoted (Page XX). Currently co-leading technical assistance to XVI Finance Commission
Worked directly with senior leadership at central and state governments including Secretaries, Additional Secretaries, Directors, Commissioners, among others
Thought Leadership
Designed and drafted the Property Tax Reforms Toolkit that was published by MoHUA in 2020. Published as GoI's official blueprint for states willing to undertake reforms in property taxation. Trained over 200 senior government officials using the toolkit across all 28 state governments and some local government.
Co-authored the policy research paper 'Gender-based discounts on taxes related to property: Role in encouraging female ownership' with officials of the World Bank
Member of the working group constituted by the Securities Exchange Board of India for augmenting the municipal bond market in India
Expert speaker at several events and forums including the World Bank Land Conference 2024, SEBI's outreach programme and municipal bonds
Facilitated several collaborations, events and trainings with the World Bank, Asian Development Bank, National Institute of Securities Market, NIUA, Niti Aayog, Mission Karamyogi, among others
Technology-driven interventions
Leading product management scale-up of www.cityfinance.in, MoHUA's flagship municipal finance platform that hosts 11,000+ audited accounts of 3500+ ULBs in digitised, standardised and comparable format; strategy development, planning new features, maximising visibility among stakeholders, etc.
Optimizing City Finance Data & Insights function across- data collection, standardization, validation, analytics and reporting of key trends & insights from www.cityfinance.in to internal and external stakeholders
Developing and scaling strategic partnerships and engagements along with MoHUA and other ecosystem players for strengthening - municipal financial reporting (with ICAI, NIUA, Niti Aayog) and municipal debt/bonds (with SEBI, market players)
Organisational Development and Leadership
Co-leading the flagship municipal finance program focused on improving financial sustainability & accountability of 4,700+ municipalities (Urban Local Bodies/ULBs) across India
Program leadership responsibilities include development and management of strategy, annual plans & budgets; procuring donor funding; ensuring high-quality technical delivery and operational excellence; progress monitoring and reporting to both internal and external (government & donors) stakeholders; knowledge management; team/performance management
Area Sales and Customer Manager
Hindustan Unilever Limited, HUL
05.2016 - 04.2018
Area Sales and Customer Manager for Homecare, Foods and Refreshments categories in Coastal Odisha
Responsible for driving sales with an annual turnover of USD 43 million
Led a team of 300+ salesmen with 11 directly reporting territory sales officers; Managed 66 business partners including distributors and depots
Completed one year of Unilever Future Leader's Programme (UFLP management trainee programme) which included stints in sales, brand marketing, customer marketing and an international stint with Unilever International, Singapore
Summer Intern
TAS
04.2015 - 05.2015
Worked on a cost optimisation project for Tata Main Hospital, Jamshedpur