Namrata Jagadale
Pune
Summary
5+ years of specialized experience in project appraisal and credit underwriting for agricultural modernization projects and FPOs. Expert in feasibility analysis, managing risk (15% NPA reduction), and structuring infrastructure development finance.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Senior Credit Manager (AE)
Samunnati Financial Intermediation and Services Private Limited
Pune
08.2024 - 04.2025
- Worked with the Agri Enterprises (AE) department, handling clients from across Pan-India, and visited a few clients.
- Assisted SMEs under PSME in credit analysis, loan support, and financial planning for projects.
- Supported financial planning and product design to agri-value chain requirements.
- Assisted in evaluating client requirements, basic credit analysis, and understanding sector-specific needs.
Senior Credit Manager (FPO)
Samunnati Financial Intermediation and Services Private Limited
Pune
02.2021 - 08.2024
- Managed end-to-end credit appraisal and sanctioning for over 100 FPOs nationwide.
- Assessment of the Agri-Infrastructure proposals covered under various government schemes, like SMART, POCRA, and MagNet.
- Enabled credit flow exceeding ₹50 crore to agri-entrepreneurs and FPOs.
- Conducted assessments of financial health and evaluations of business plans for agri-enterprises.
- Collaborated with NABARD, government bodies, and NGOs to foster cluster-level FPO development.
- Facilitated training workshops on governance, compliance, and marketing for FPO leadership.
- Supported digitization of MIS and record-keeping processes to enhance operational efficiency.
Relationship Manager
Samunnati Financial Intermediation and Services Private Limited
Aurangabad
04.2019 - 01.2021
- Established and managed Maharashtra FPO portfolio from inception.
- Onboarded over 100 FPOs across districts and talukas.
- Conducted workshops for FPOs, board members, and CEOs at district and taluka levels.
- Delivered capacity-building training focused on governance, financial management, and compliance.
- Evaluated financial feasibility for value chain-based agriculture projects and assisted FPOs in securing funding.
Education
MBA - Post Graduate Diploma in Agri-Business Management
Indian Institute of Plantation Management
Bangalore04-2019
Agriculture Engineering - Agriculture
Dr. D Y P Kolhapur
Kolhapur04-2017
Skills
- Credit and risk management
- Financial planning
- Loan structuring and compliance
- Customer relationship management
- Agri-value chain finance
- Development project implementation
- Team leadership and capacity building
- MIS reporting and compliance
Accomplishments
- Awarded as a Samunnati Sitare in 2023
- Successfully built the Maharashtra FPO portfolio from scratch
- Played a key role in launching the FPO credit underwriting framework in 2021
Certification
- Credit and Financial Analysis, CA Raja Classes – Advanced course in credit appraisal, financial statement analysis, and risk assessment (Pursuing, 2025)
- AML/KYC certification (IIBF)-Jan'2026
Languages
Marathi
First Language
English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
Timeline
Senior Credit Manager (AE)
Samunnati Financial Intermediation and Services Private Limited
08.2024 - 04.2025
Senior Credit Manager (FPO)
Samunnati Financial Intermediation and Services Private Limited
02.2021 - 08.2024
Relationship Manager
Samunnati Financial Intermediation and Services Private Limited
04.2019 - 01.2021
MBA - Post Graduate Diploma in Agri-Business Management
Indian Institute of Plantation Management
Agriculture Engineering - Agriculture
Dr. D Y P Kolhapur