Nandakishore GR
Senior Secured Lending Underwriter
Bengaluru
Summary
Dynamic Senior Secured Lending ABL Underwriter at Wells Fargo, adept at risk assessment and credit analysis. Proven track record in enhancing portfolio quality while fostering strong relationships. Skilled in documentation review and trend analysis, I consistently deliver strategic insights that drive informed lending decisions and mitigate potential losses.
Overview
9
9
years of professional experience
Work History
Senior Secured Lending ABL Underwriter
Wells Fargo
10.2022 - Current
- Reviewed income, assets, liabilities, and collateral details to support underwriting decisions.
- Helped interpret loan guidelines to flag policy exceptions and suggest risk-based solutions.
- Checked documents for completeness, accuracy, and lending compliance.
- Worked with loan officers and processors to clear conditions and move files toward decision.
- Reviewed financial statements and credit reports to support consistent approvals and declines.
- Recorded underwriting rationale in loan systems for audit-ready file notes.
- Applied risk standards to balance portfolio quality with lending goals.
- Assessed risk, ran system analysis, and recommended policy fixes to limit loss.
- Built best practices and shared business knowledge with department staff and stakeholders.
- Reviewed existing policies to support premium adjustments or cancellation when needed.
- Prepared clear reports with findings and recommendations for senior management decisions.
- Reviewed complex applications using expert judgment and supported sound business decisions.
Senior Commercial Banking Portfolio Analyst
Wells Fargo
Bengaluru , Karnataka
04.2018 - 09.2022
- Supported portfolio reviews by compiling research, benchmarks, and client-ready materials.
- Assisted Portfolio Managers with due diligence and portfolio maintenance.
- Optimized risk-adjusted returns through rigorous quantitative analysis and modeling techniques.
- Increased client satisfaction with timely, accurate, and insightful reporting on portfolio performance.
Education
MBA - Finance And HR
CMR Institute of Technology
Bengaluru 07-2017
Bachelor's of Commerce - Finance
Acharya Tulasi National College of Commerce
Shimoga 06-2015
Skills
Credit analysis
Trend analysis
Industry trends
Asset statements
Underwriting guidelines
Risk assessment and mitigation
Quoting and pricing policies
Portfolio management
Relationship building
Quality control
Teamwork and collaboration
Multitasking
Time management
Accomplishments
Awarded "Top Achivers Award" during May 2026 for the consistent extraordinary performance with the assigned Portfolios and for the team contributions.
Timeline
Senior Secured Lending ABL Underwriter
Wells Fargo
10.2022 - Current
Senior Commercial Banking Portfolio Analyst
Wells Fargo
04.2018 - 09.2022
MBA - Finance And HR
CMR Institute of Technology
Bachelor's of Commerce - Finance
Acharya Tulasi National College of Commerce
Applications
OneView, FIS Optimist, LUCAS, SyndTrak, i-reports and CEO Vantage portal.