

International Trade and FEMA Compliance Consultant with over 40 years of banking experience, including leadership roles at HDFC Bank. Currently working as an independent consultant, advising organizations on international trade transactions, FEMA compliance, and transaction surveillance. Experienced functional trainer in Trade Finance, covering Current and Capital Account Transactions, and supporting institutions in reviewing and strengthening operational manuals and compliance frameworks. Possess deep expertise in RBI and FEMA regulatory compliance, particularly in areas related to cross-border trade and capital flows. Regularly conduct training programs on international trade rules including International Chamber of Commerce guidelines such as UCPDC, URR, ISBP, ISP, URDG, and URBPO. Also serve as a visiting faculty for programs conducted by Foreign Exchange Dealers' Association of India (FEDAI) and Indian Institute of Banking and Finance (IIBF), and have delivered seminars and workshops for corporates, PSUs, academic institutions, and management institutes including IIMs, focusing on practical aspects of international trade finance and FEMA compliance.
Successful Corporate Trainer skilled at developing, implementing and optimizing corporate training programs. Data-driven leader with hardworking approach and clear focus on strengthening companies from inside out. Successful integrating multimedia strategies to diversify instruction and maximize success.
FEMA, Capital Account
Training & Development
JV/WOS abroad and India
Compounding cases
ICC Rules
Supply Chain Finance
IFSCs
AI in Trade and cross border payments