Naresh Kanal

A competent professional with more than 20 years of Corporate Banking experience in: Corporate Relationship Management, Credit Appraisal, Trade Finance, Supply Chain Finance, Retail Banking and Team Management.

Proficiency in maintaining long-term customer relationships through high quality service which includes end-to-end client servicing right from origination, credit appraisals and implementation.

Deft in appraising credit proposals, project financing & scrutinizing relevant documents before sanctioning loans.

Adept in managing & leading teams for running successful business franchise & experience of developing procedures, service standards for business excellence.

An effective communicator with good planning, analytical and interpersonal skills.

Recently completed PG (Business Analytics and Business Intelligence) from University of Texas in collaboration of Great lakes University

Customer Attrition Rate Analysis and Prediction: Analysis of customers who are likely to churn using Logistic Regression 

Credit Risk Analysis: Identification of new customers for personal loan on the historical database for existing Liability customers by using Decision Tree and Random Forest 

Predict Mode of transport :Used by the employees using KNN Means, Logistic Regression and Naïve Bayes

Time Series Forecasting :Using exponential smoothing and ARIMA to forecast a time series 

Tableau: Car Claim Insurance Finance and Risk Analysis: Default Risk prediction. Creating a default variable and predicting if the company will default. 

Marketing and Retail Analytics: Analysis of POS data and providing recommendations to coffee chain restaurants to remove some items from the menu and introducing a combo plan. 

Capstone Project: Analysis of Foreclosure Data of a NBFC and build model to predict Foreclosure and devise a strategy to retain customers.