Summary
Overview
Work History
Education
Skills
Capabilities Strengths
Extracurricular Activities
Projects
Professional Statement
Languages
Timeline
Generic

Naveen Kumar T K

Kolar Gold Field

Summary

Seasoned Employee Benefits Specialist with over 17 years of comprehensive experience in insurance broking, client servicing, and customer success. Proven expertise in managing end-to-end group health and life insurance programmes for leading global and Indian clients across diverse industries. Adept at driving customer satisfaction, optimising benefits delivery, and enhancing client retention through proactive account management and strategic consultation. Recognised for building strong client relationships, streamlining operations, and mentoring young teams. Eager to contribute deep industry knowledge and a client-first mindset to a forward-thinking organization in the insurance sector.

Overview

18
18
years of professional experience

Work History

Employee Benefits Account Manager

Policy Bazaar Insurance Brokers Pvt Ltd
08.2024 - Current
  • Managed multiple key client accounts, overseeing end-to-end policy administration (GMC, GPA, GTL, EDLI, WC).
  • Prepared quote comparisons, benefit manuals, and finance summaries.
  • Led client presentations and benefit education for employees.
  • Negotiated insurance plans and coordinated renewals to optimize costs and service quality.
  • Generated €100,000 in new business premiums through proactive client engagement and tailored benefit solutions.
  • Mentoring and guiding young teams on insurance processes, leveraging 17 years of industry experieces.
  • Recognized by management for providing exceptional customer service.
  • Worked with cross-functional teams to achieve goals.
  • Conducted testing of software and systems to ensure quality and reliability.
  • Maintained updated knowledge through continuing education and advanced training.

Employee Benefits Manager

Willis Towers Watson India Insurance Brokers Pvt Ltd
Bengaluru
01.2018 - 08.2024
  • Key Account Manager – Employee Benefits.
  • Managed strategic client portfolios, including Amazon India Pvt Ltd, Apple India, Nike India, Autoliv India Pvt Ltd, Paychex, and Netradyne.
  • Acted as the primary point of contact for multiple high-value corporate accounts, overseeing end-to-end administration of employee benefits programmes (GMC, GPA, GTL, EDLI, WC).
  • Delivered comprehensive policy management including monthly and quarterly data reconciliation, MIS reporting, CD statements, and financial summaries.
  • Led the full lifecycle of group policy processes—enrolments, quote comparisons, tendering (RFPs), and endorsement management.
  • Designed and delivered tailored benefit manuals and presentations to client stakeholders and employee groups.
  • Collaborated closely with HR and payroll teams to ensure accurate implementation of benefits and payroll deductions.
  • Played a key role in employee engagement by educating new joiners on available benefits and supporting seamless onboarding.
  • Conducted regular benefit audits and provider evaluations to ensure compliance, coverage adequacy, and service quality.
  • Successfully managed annual renewal and open enrollment processes, ensuring timely updates and clear employee communication.
  • Streamlined internal workflows and benefits administration using modern tools and platforms for enhanced accuracy and efficiency.
  • Monitored the effectiveness of existing health care, disability, retirement, life insurance, reimbursement, accidental policies and other related programs.

Asst Manager Health and Benefits EB

Marsh India Insurance Brokers
Bengaluru
03.2017 - 01.2018
  • Managed data administration and servicing for major corporate Wipro and CGI Technologies, ensuring high standards of client satisfaction, and operational accuracy.
  • Prepared and maintained Management Information Systems (MIS) reports and monthly endorsement summaries.
  • Acted as a liaison between employees and insurers, supporting benefit queries and policy-related concerns.
  • Coordinated with insurance providers for quote procurement, negotiations, policy issuance, and ongoing servicing.
  • Generated and analysed CD (Claim Deposit) statements and prepared detailed claims analysis reports for client review.
  • Oversaw and processed endorsement requests, including accurate calculation and verification of premium adjustments.
  • Worked closely with payroll departments to ensure precise deductions aligned with employee benefit selections.
  • Partnered with HR teams to create clear and informative communication materials to support employee understanding of benefit options.

Senior Executive - Customer Care Relations

FUTURISK INSURANCE BROKING Co Pvt Ltd
Bengaluru
02.2012 - 03.2017
  • Oversaw end-to-end management of group insurance policies of Novo Nordisk and Companies India Pvt (GMC, GPA, GTL, EDLI)
  • Maintained and delivered accurate Management Information (MI) reports and financial summaries to support client reviews and audits.
  • Reconciled client data on a monthly and quarterly basis, ensuring integrity, compliance, and alignment with policy terms.
  • Managed employee enrolments and supported seamless onboarding and policy transitions.
  • Prepared detailed Quote Comparison Reports (QCR) and coordinated Request for Proposals (RFP) from insurers to secure competitive pricing and coverage.
  • Designed and presented comprehensive employee benefits guides and presentations tailored to client needs.
  • Administered monthly policy endorsements and coordinated with insurers for timely policy updates and servicing.
  • Provided strategic consultation on policy structures, cost control, and employee communication to maximise programme efficiency and value.

Executive Customer Care Relations

I-CARE HEALTH MANAGEMENT AND TPA SERVICES PVT LTD
Bangalore
07.2009 - 02.2012
  • Client Services – Account Manager (Onsite Support for Satyam Computers)
  • Served as the primary point of contact for employee health insurance services, including cashless hospital admissions, claims support, and policy enrolments.
  • Managed the on-site helpdesk for Group Mediclaim Policy, ensuring smooth coordination between employees, HR, and the insurer.
  • Generated and submitted weekly service and claims activity reports for internal and client-side review.
  • Liaised with hospitals to follow up on pre-authorisation requests and confirmed discharge dates (DoD) to facilitate timely claims processing.
  • Maintained accurate and up-to-date claims tracking through the MSAT web portal.
  • Coordinated employee health check-up appointments with diagnostic centres, supporting wellness programme initiatives.

Customer Care Representative

MD INDIA
02.2009 - 07.2009
  • Managed retail health insurance policies for major public sector insurers, including United India Insurance, New India Assurance, Oriental Insurance, and National Insurance.
  • Acted as the first point of contact for policyholders, providing end-to-end support on cashless hospitalisation, claims processing, and enrolment queries.
  • Ensured timely resolution of service requests and maintained high standards of client satisfaction through proactive communication and coordination with insurers and healthcare providers.

Customer Care Officer

TTK
Bangalore
01.2008 - 02.2009
  • Acted as a liaison between customers and internal departments, ensuring clear communication and prompt resolution of health insurance claim issues.
  • Coordinated with the Claims and Pre-authorisation teams to facilitate accurate and timely claims processing.
  • Collaborated with customer service and client support departments to ensure efficient settlement of claims and uphold service-level agreements.

Trainee Cook

PAI VICEROY HOTEL
08.2007 - 10.2007

Education

(Bachelor of Commerce) Persuing -

Bharathidasan University
Tamilnadu
01-2025

PUC Pass - HEBA (History, Economics, Business Studies and Accountancy)

05.2024

Diploma in Hotel Management - F&B Production Department

Sambraham institute of hotel management
05.2007

S.S.LC Pass -

BGML High School
Bengaluru

Skills

  • MS-Office
  • Vendor Relationship Management
  • Benefits Administration
  • Power BI Preparation

Capabilities Strengths

  • Extensive Industry Experience – Over 17 years of expertise in employee benefits, insurance broking, and client servicing across multinational and domestic accounts.
  • Client-Centric Approach – Strong ability to build trusted client relationships, enhance customer experience, and drive long-term retention.
  • Strategic Account Management – Skilled in managing complex portfolios, policy renewals, benefit design, and end-to-end programme execution.
  • Analytical & Detail-Oriented – Proficient in data reconciliation, claims analysis, and reporting to support informed client decision-making.
  • Process Improvement – Proven track record of streamlining benefits administration and implementing operational efficiencies.
  • Team Leadership & Mentorship – Experience in guiding junior teams, sharing technical expertise, and fostering a collaborative work environment.
  • Communication & Interpersonal Skills – Strong communicator with the ability to work cross-functionally with HR, payroll, insurers, and internal stakeholders.
  • Keen to pursue insurance-related qualifications to align with industry standards, and support continued professional growth within the UK insurance market.

Extracurricular Activities

  • Electronics & DIY Projects – Passionate about designing and building custom stereo amplifiers and audio systems using self-designed circuits.
  • Animal Enthusiast – Avid dog lover.
  • Cycling & Driving – Enjoy long-distance cycling and exploring new routes; confident and responsible driver.

Projects

PAI VICEROY HOTEL, J.C.Road, Bangalore, Trainee Cook, North Indian/South Indian & Chinese, 08/01/07, 10/30/07

Professional Statement

Experienced insurance and employee benefits professional with over 17 years of success in managing client relationships, delivering tailored benefits solutions, and driving customer satisfaction. Skilled in handling complex insurance portfolios, improving service delivery, and leading teams to achieve operational excellence. Committed to continuous learning and contributing meaningfully to an organisation's growth through a client-focused and results-driven approach.

Languages

English
Proficient
C2

Timeline

Employee Benefits Account Manager

Policy Bazaar Insurance Brokers Pvt Ltd
08.2024 - Current

Employee Benefits Manager

Willis Towers Watson India Insurance Brokers Pvt Ltd
01.2018 - 08.2024

Asst Manager Health and Benefits EB

Marsh India Insurance Brokers
03.2017 - 01.2018

Senior Executive - Customer Care Relations

FUTURISK INSURANCE BROKING Co Pvt Ltd
02.2012 - 03.2017

Executive Customer Care Relations

I-CARE HEALTH MANAGEMENT AND TPA SERVICES PVT LTD
07.2009 - 02.2012

Customer Care Representative

MD INDIA
02.2009 - 07.2009

Customer Care Officer

TTK
01.2008 - 02.2009

Trainee Cook

PAI VICEROY HOTEL
08.2007 - 10.2007

(Bachelor of Commerce) Persuing -

Bharathidasan University

PUC Pass - HEBA (History, Economics, Business Studies and Accountancy)

Diploma in Hotel Management - F&B Production Department

Sambraham institute of hotel management

S.S.LC Pass -

BGML High School
Naveen Kumar T K