Summary
Overview
Work History
Education
Skills
Certification
Work Availability
Timeline
Languages
Generic
NAVNEET SINGH

NAVNEET SINGH

Experienced Banking Professional
Nashik

Summary

With over 10 years of experience in retail banking, I currently serve as a Branch Manager at Bank of Maharashtra, one of India’s leading public sector banks. I am responsible for overseeing daily operations, managing the loan portfolio, recoveries, audits, and sales, all while ensuring customer satisfaction, regulatory compliance, and profitability.

My expertise spans both secured and unsecured retail lending, Loan Origination & Management Systems (LOS/LMS), and treasury operations, having previously managed treasury functions. I hold JAIIB, CAIIB certification, and an MBA in Marketing, in addition to a degree in Computer Science. This technical background allows me to effectively navigate the latest innovations in the banking sector.

Known for my analytical, logical, and critical thinking skills, my goal is to use my expertise to drive growth and foster innovation in the banking industry.

Overview

15
15
years of professional experience
19
19
years of post-secondary education
3
3
Certificates
3
3
Languages

Work History

Branch Manager

Bank of Maharashtra
Nashik
10.2022 - Current

Company Overview: A leading public sector bank in India

  • Handling Retail LOS & LMS, Secured & Unsecured Lending and Credit Underwriting with average ticket size of 20 Lacs.
  • Exercising sanctioning powers both lending and non-lending/administrative and reporting.
  • Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were 90% met or exceeded.
  • Implemented effective sales strategies to achieve branch targets and exceed expectations consistently exceeded by 20% annually.
  • Strengthened relationships with key clients, securing long-term partnerships and driving revenue growth by 20% annually..
  • Managed branch financials including budgeting, forecasting, and expense tracking for accurate reporting and decision-making support.
  • Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
  • Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and optimal resource allocation.
  • Evaluated employee performance regularly through appraisals and feedback sessions to facilitate continuous development of skills and knowledge base within the team.

Manager Treasury Operations

IDBI Bank
Mumbai
07.2021 - 10.2022

Company Overview: One of the prominent private sector banks in India

  • Oversaw compliance desk with transactions totaling ₹INR 300 CR monthly
  • Ensured strict adherence to bank policies and RBI, SEBI, FEMA, FEDAI etc
  • Ensuring smooth execution of internal and external audits
  • Post audit reporting and rectification submission
  • Developed a strong company culture focused on employee engagement, collaboration, and continuous learning opportunities.
  • One of the prominent public sector banks in India
  • Improved customer satisfaction scores by overhauling customer service protocols and training staff in customer engagement techniques.
  • Developed detailed plans based on broad guidance and direction.

Assistant Manager

IDBI Bank
Pathankot
06.2015 - 07.2021

Company Overview: One of the prominent public sector banks in India

  • Handled day-to-day banking operations of daily 500 transactions as Service Operation Manager
  • Ensuring error free operation at branch
  • Increased sales through effective merchandising strategies and targeted promotions.
  • Retail LOS/LMS for secured & Unsecured Loans
  • Monitored cash intake and deposit records, increasing accuracy, and reducing discrepancies.
  • Credit Underwriting
  • Collaborated with management team to set sales targets and strategies, achieving consistent sales growth.
  • Assisted in budget preparation, ensuring alignment with financial goals.

Associate Business Analyst

IDS Infotech Limited
Mohali
08.2011 - 02.2013

Company Overview: A company specializing in various IT solutions

  • Developed solutions improving project delivery by 25% through clear scope and objective alignment
  • Preparing a business/user requirements document to clearly outline project needs and deliverables.
  • Estimating the cost and effort (ETA) required to complete the project, ensuring resources are allocated efficiently.
  • Creating a project initiation document/proposal outlining the project scope, goals, execution methods, and timelines.
  • Ensuring smooth coordination between stakeholders and the technical team for a seamless project flow.
  • Conducting regular meetings with stakeholders to review progress and address any concerns or changes in requirements.
  • Monitoring project milestones and timelines to ensure timely delivery.

Business Analyst

Promatics Technologies Private Limited
Ludhiana
08.2010 - 07.2011

Company Overview: A technology company focused on software development

  • Increased cross-department efficiency by 25% by implementing solutions bridging business and IT
  • Improved client satisfaction by 25% by assisting in planning and implementation of projects with Senior Analyst
  • Implemented Agile methodologies that improved overall project delivery timelines while maintaining quality standards.

Education

MBA - Sales & Marketing

Sikkim Manipal University
Mohali
01.2012 - 12.2014

B.Tech - Computer Science & Engineering

Punjab Technical University
Punjab
04.2006 - 12.2010

Matriculation and Higher Secondary -

Kendriya Vidyalaya
Pathankot
01.1995 - 12.2006

Skills

Certification

CAIIB - Certification in banking

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline

Branch Manager

Bank of Maharashtra
10.2022 - Current

Manager Treasury Operations

IDBI Bank
07.2021 - 10.2022

Assistant Manager

IDBI Bank
06.2015 - 07.2021

MBA - Sales & Marketing

Sikkim Manipal University
01.2012 - 12.2014

Associate Business Analyst

IDS Infotech Limited
08.2011 - 02.2013

Business Analyst

Promatics Technologies Private Limited
08.2010 - 07.2011

B.Tech - Computer Science & Engineering

Punjab Technical University
04.2006 - 12.2010

Matriculation and Higher Secondary -

Kendriya Vidyalaya
01.1995 - 12.2006

Languages

English
Hindi
Punjabi
NAVNEET SINGHExperienced Banking Professional