NAZIYA ARIF
Lucknow
Summary
UGC-NET and JRF qualified academic professional in commerce, currently pursuing a PhD at the University of Lucknow. Experienced in undergraduate teaching and actively engaged in academic research, including conference presentations. Research interests encompass digital payments, banking performance, financial inclusion and digital financial services, accounting innovations, and changing income patterns of commercial banks. Actively presents at conferences, contributing valuable insights to the field.
Overview
5
5
years of professional experience
1
1
Certification
Work History
PhD Research Scholar (Commerce)
Department of Commerce, University of Lucknow
Lucknow
03.2024 - Current
- Research interests: UPI and digital payment systems, banking performance, accounting innovations, emerging accounting practices, financial inclusion, digital financial services, changing income patterns of commercial banks
Assistant Professor (Commerce)
Karamat Husain Muslim Girls' P.G. College
Lucknow
02.2024 - 07.2024
- Delivered undergraduate courses in company accounts, microeconomics, Indian economy, company law, secretarial practice, and business communication, fostering foundational knowledge and critical thinking.
- Facilitated interactive classroom discussions to enhance critical thinking skills.
- Evaluated assignments and guided students in presentation skills, enhancing their academic performance and confidence.
Summer Intern (Accounting & Tax)
Alavi Associates
Lucknow
07.2022 - 08.2022
- Handled accounting and tax processes in compliance with regulations.
Summer Intern
NAS for Accounting & Tax Services
Lucknow
06.2022 - 07.2022
- Accounting and tax services exposure.
Recruiter
Capgemini Technology Services India Ltd.
Bangalore
08.2021 - 01.2022
- Processed offer letters and verified candidate documents for accuracy.
- Created candidate profiles and communicated onboarding requirements.
- Assisted with onboarding procedures to ensure smooth transitions.
Education
M.Com - Accounting & Finance
University of Lucknow
Lucknow, India08-2023
B.Com -
Isabella Thoburn College
Lucknow, India07-2021
Class XII - CBSE
Cathedral Senior Secondary School
Lucknow, India04-2018
Class X - CBSE
Cathedral Senior Secondary School
Lucknow, India03-2016
Skills
- Research methodology
- Literature review
- Data collection
- Quantitative analysis
- Banking performance analysis
- Student assessment
- MS Word
- Excel
- Research methods
- Time management
- Adaptability
- Effective communication
- Mentoring
- Student mentoring
Certification
- UGC-NET (Commerce), Qualified, 06/01/23
- UGC-NET JRF (Commerce), Qualified, 2024
Research Paper Presentations
- International Conference on "Human Behaviour in Workplace and Society" organised by Faculty of Management Studies, University of Lucknow in collaboration with Centre for Social and Behaviour Change, Ashoka University.
- International Conference on "Recent Developments in Science and Technology for Achieving Sustainable Goals" organised by Amity University, Lucknow.
- Second International Case and Research Conference 2026 at IIM Nagpur in collaboration with IVEY Publishing.
- National Seminar on "GST in India: Achievements, Challenges and a Way Forward" organised by Deen Dayal Upadhyay Gorakhpur University, Gorakhpur in collaboration with Indian Council of Social Science Research.
- National Seminar on "Redefining Business Strategies in the Era of Sustainability and Artificial Intelligence" oragnised by Badruka College of Arts and Commerce.
Workshops And Seminars
- GST workshop (certificate)
- Currency Management seminar - RBI, Lucknow
- RBI Lucknow visit - Monetary Policy seminar
- National Level Workshop on Research Methodology
- FDP on "Research Methodology and SPSS"
- National Level FDP on "Research Approaches and Questionnaire Designing"
- National Level FDP on "Research Proposal Writing, Publication and Building Digital Visibility"
- NEP 2020 Orientation and Sensitization Programme under Malviya Mission Teacher Training Programme of UGC
- FDP on "Research Paper Writing and Publishing"
- Workshop on "Statistical Data Analysis using SPSS"
- Workshop on "Mastering Statistical Tests: Parametric Vs Non-Parametric Tests"
- FDP on "Advancing Research Excellence: Methods, Ethics and Innovations"
Hobbies and Interests
- Crocheting
- Reading fiction
- Academic writing
Timeline
PhD Research Scholar (Commerce)
Department of Commerce, University of Lucknow
03.2024 - Current
Assistant Professor (Commerce)
Karamat Husain Muslim Girls' P.G. College
02.2024 - 07.2024
Summer Intern (Accounting & Tax)
Alavi Associates
07.2022 - 08.2022
Summer Intern
NAS for Accounting & Tax Services
06.2022 - 07.2022
Recruiter
Capgemini Technology Services India Ltd.
08.2021 - 01.2022
M.Com - Accounting & Finance
University of Lucknow
B.Com -
Isabella Thoburn College
Class XII - CBSE
Cathedral Senior Secondary School
Class X - CBSE
Cathedral Senior Secondary School