Summary
Overview
Work History
Education
Skills
Accomplishments
Hobbies and Interests
Languages
Languages
Timeline
Generic

Neeles Mandal

Bangalore

Summary

Over 4 years of experience in deal setup, and quality control in the banking industry. Expertise in interpreting legal and credit documents for Deal Setup processes in commercial lending environments. Proven track record of data-entry precision and maintaining service levels in high-volume, fast-paced settings. Strong understanding of loan systems, with a successful history of customer, facility, and loan detail management. Skilled in using Microsoft Office applications, especially Excel, for data management and analysis. Adept at managing multiple projects and working groups, with a focus on minimizing credit and business risk. Excellent customer service skills, with the ability to communicate effectively with business partners and maintain proactive status updates.

Overview

7
7
years of professional experience

Work History

Lead commercial valuation specialist

Wells fargo
Banglore
11.2024 - Current
  • Update the collateral and intelligible given by the client in the LUCAS
  • Reconciles the loan balance as per client and LUCAS
  • Update the advance given by the agent and update in Lucas
  • Update the Pay down given by the client
  • Reconcile the loan balance of the agent bank and Wells Fargo.

Financial Analyst - Commercial Lending and Wholesale lending

Mphasis
Bangalore
05.2023 - 07.2024
  • QA for wholesale lending for bilateral and syndicated loan
  • Client service for the largest bank in the US
  • FRB loan exam clearance for FY 2023 Q1
  • Worked in Scheduled H1 and H2 for loans exam FRB
  • QA for syndicated, bilateral and CRE loans
  • Prepared cover sheet for FED reference for FRB-reviewed loans
  • Checking of spread rate, floor, ceiling, interest rates for LIBOR, SOFR, etc.
  • Documentation review for FRB exam attributes testing

Associate - Commercial Lending and Wholesale lending

Price Waterhouse Coopers(PWC)
Bangalore
08.2021 - 04.2023
  • Deal building for Syndicate, bilateral, fronting loans
  • Benchmark replacement of LIBOR to SOFR and SONIA
  • Capturing of loan details including term loans, revolving loans, swingling, and letters of credit
  • LIBOR and ABR transition detail capture
  • Covenant tracking and capturing from the credit agreement
  • Dealt with wholesale lending terms such as obligor, effective date, index rate, spread, collateral value

Analyst - Credit Initiation

Standard Chartered Bank
Bangalore
10.2018 - 08.2021
  • Underwriting of Retail credit proposals for Botswana and Zambia
  • Credit limit assignments and customer risk ratings
  • Compliance with Basel norms and bank credit policies
  • Liaison with Retail Banking, Risk Identification, and Loan Management Units
  • Monitoring of watch listed portfolio
  • Participation in Botswana TAT and cycle time reduction Process Lab
  • Botswana Personal Loan & Credit Card migration process team member
  • Cross-training in Ghana, Kenya, and Zambia PL products
  • Process change implementation
  • Mentoring of new joiners
  • Botswana COE process involvement with same-day disbursement

Education

B.Com - Finance & taxation

New horizon college

XII - CBSE

Kendriya Vidyalaya

X - CBSE

Kendriya Vidyalaya

Skills

  • Attention to Detail
  • Credit Document Interpretation
  • Data Entry Precision
  • Customer and Facility Detail Management
  • Microsoft Office Proficiency
  • Risk Management
  • Communication
  • Teamwork
  • Leadership
  • Problem-solving

Accomplishments

  • Successfully cleared the FRB loan exam for FY 2023 Q1, demonstrating compliance with strict financial regulations.
  • Achieved a seamless migration of Botswana Personal Loan & Credit Card process, ensuring continuity and quality of service.
  • Managed a cross-functional training program that accelerated new joiners' learning curves and contributed to team capacity.

Hobbies and Interests

  • Analyzing financial markets
  • Chess strategy
  • Volunteering for economic literacy programs

Languages

English

Languages

Hindi
First Language
English
Proficient
C2

Timeline

Lead commercial valuation specialist

Wells fargo
11.2024 - Current

Financial Analyst - Commercial Lending and Wholesale lending

Mphasis
05.2023 - 07.2024

Associate - Commercial Lending and Wholesale lending

Price Waterhouse Coopers(PWC)
08.2021 - 04.2023

Analyst - Credit Initiation

Standard Chartered Bank
10.2018 - 08.2021

B.Com - Finance & taxation

New horizon college

XII - CBSE

Kendriya Vidyalaya

X - CBSE

Kendriya Vidyalaya
Neeles Mandal