Neena A D
Summary
Accomplished mortgage and finance professional dedicated to upholding high standards and achieving tangible results. Demonstrated expertise in risk assessment and compliance, consistently enhancing operational efficiency. Collaborative team player with a knack for adapting to evolving requirements, thriving in fast-paced settings. Proficient in credit analysis, well-versed in regulatory practices, committed to delivering exceptional customer service.
Overview
9
9
years of professional experience
Work History
Senior Mortgage Loan Underwriter
Indecomm Business Services (India) Private Limited
08.2024 - Current
- Evaluated mortgage applications for compliance with underwriting guidelines and risk assessment criteria.
- Analyzed borrower creditworthiness through detailed review of financial documents and credit reports.
- Collaborated with loan officers to resolve issues and enhance processing timelines for mortgage approvals.
- Mentored junior underwriters on complex cases, improving team efficiency and knowledge sharing.
Property and Casualty Insurance Underwriter
Sutherland Global Services Private Limited
03.2022 - Current
- Analyzed and assessed risk factors for commercial property insurance applications.
- Collaborated with brokers and agents to provide quotes and negotiate terms.
- Review insurance applications and endorsements to evaluate submission information required to accept or reject new policies based on underwriting guidelines.
- Research and follow through with requests for missing information from agency partners maintaining a high level of customer service.
Mortgage Underwriter
Sutherland Mortgage Services Inc
06.2019 - 03.2022
- Successfully managed the risk of originating and underwriting over 1,000 residential mortgage loans.
- Developed and maintained strong working relationships with lending partners and other external stakeholders.
- Utilized advanced analytical skills to assess loan file documentation and credit history for accuracy and completeness.
F & B Assistant
Premium Port Lounge Management Co. Pvt. Ltd. Delhi
05.2016 - 06.2017
- Delivered exceptional customer service by promptly addressing guest inquiries and requests.
- Assisted in inventory management, ensuring accurate stock levels and timely replenishment of supplies.
- Collaborated with kitchen staff to coordinate food preparation and presentation for events.
- Trained new team members on operational procedures and customer service standards.
Education
Masters in Business Administration - Banking and finance
Bharathiar University
03.2019
Bachelor of Commerce - Travel and Tourism
Mahatma Gandhi University
03.2016
High School Diploma -
Kingfisher Training Academy
Kochi, IndiaSkills
- Loan Processing - Expert
- Document Review - Expert
- Risk Analysis - Expert
- Problem Solving - Expert
- Decision Making - Expert
- Loan underwriting expertise
- Debt-to-income ratios
Timeline
Senior Mortgage Loan Underwriter
Indecomm Business Services (India) Private Limited
08.2024 - Current
Property and Casualty Insurance Underwriter
Sutherland Global Services Private Limited
03.2022 - Current
Mortgage Underwriter
Sutherland Mortgage Services Inc
06.2019 - 03.2022
F & B Assistant
Premium Port Lounge Management Co. Pvt. Ltd. Delhi
05.2016 - 06.2017
Bachelor of Commerce - Travel and Tourism
Mahatma Gandhi University
Masters in Business Administration - Banking and finance
Bharathiar University
High School Diploma -
Kingfisher Training Academy
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