Summary
Overview
Work History
Education
Skills
Additional Information
Timeline
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Neha Kaushik

Acting Director Payment Consulting
Gurgaon,HR

Summary

Seasoned professional with over 19 years of extensive experience in Banking and Financial Services, specializing in Sales and Acquisition, Issuer and Acquirer services, Network services, and Payments Technology. Proven expertise in Project Management and navigating the Regulatory Compliance landscape in India, demonstrating a strong ability to drive results and enhance operational efficiency. A track record of successfully managing complex projects while ensuring adherence to regulatory standards. Committed to leveraging deep industry knowledge to contribute to organizational success and innovation.

Overview

19
19
years of professional experience

Work History

Acting Director Payment Consulting

American Express Banking Corporation
05.2012 - Current
  • Consultative sales/solution support to Acquiring in India. By identifying and implementing suitable products and service solutions.
  • Resolve escalated technical payments issues, by leveraging strong internal and external network.
  • Built and Manage relationship with leading Processors, terminal owners, technical service providers and aggregators.
  • Leading negotiations with the Third-Party Processors at decision making levels.
  • Deliver on regulatory commitments that impact the merchant acquiring business.
  • Collaborate with product and network teams to address local market requirements for product enhancements, and other ongoing maintenance support.
  • Working closely with Merchant and Network Technology teams to identify issues impacting customer experience at online, POS.
  • Be the internal voice of our processing partners and large merchants, and along with your in-depth knowledge of local market payment technology trends and regulation, advocate for innovation and product improvements.
  • Support PCG Global on PRSA/ RCSA creation & alignment in response to various Project Guardian requirements for GMNS.
  • Support Global PCG in control creation, AEMP10 standardization for Processors & Token Requester.
  • Previous role: Manager – Business Regulatory Projects (2021- June 2023)
  • Business Regulatory Projects Team engages in leading, tracking and monitoring Ongoing Regulatory Projects within India Market at American Express
  • Implement changes as per Regulatory requirement in the market by leading the projects
  • Driving change management across service lines and partner with different teams.
  • Analyze the regulatory changes and assist teams to implement those changes
  • Demonstrate sound knowledge and stay up to date with the new regulations and actions performed by major market players in the industry.
  • Liaise with different business and Technology teams and other key stakeholders to ensure the implementation of required changes.
  • Review logical and conceptual soundness of the changes suggested as per the regulation
  • Assess the need of engaging Market SMEs, external support in case of roadblocks

Manager Business Regulatory Projects

American Express
06.2021 - 06.2023

Previous role at American Express:

· Implement changes as per Regulatory requirement in the market by leading the projects

· Driving change management across service lines and partner with different teams.

· Analyze the regulatory changes and assist teams to implement those changes

· Demonstrate sound knowledge and stay up to date with the new regulations and actions performed by major market players in the industry.

· Liaise with different business and Technology teams and other key stakeholders to ensure the implementation of required changes.

· Review logical and conceptual soundness of the changes suggested as per the regulation

· Assess the need of engaging Market SMEs, external support in case of roadblocks

Manager Internal Acquisition

American Express
01.2018 - 01.2021
  • Drove operational improvements which resulted in savings.
  • Completed implementation of various projects to ensure compliance with relevant regulations.
  • Handled day-to-day running of Internal acquisitions Operations, ensuring high levels of productivity and progression.
  • Managed team of 100+ employees, overseeing hiring, training, and professional growth of employees.
  • Working closely with Regulatory, Tech teams to ensure the processes are compliant and further enhancements to reduce Operational Risks.
  • Working with BluePrism team to Automate and strengthen the processes to ensure reduced risks and reduced Cost of acquisitions.

Analyst

ADCB Bank
06.2010 - 10.2011

Analyst

HDFC Bank
12.2006 - 12.2009

Education

Bachelor of Arts - History Honors

01.2006

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Hope Hall Foundation School
New Delhi
01.2003

Skills

Creative Acquiring Payment Solution

Payment Technology

Vendor Management

Negotiation Skills

Developing Internal Controls

Risk Assessment

Creative Acquiring Payment Solution

Product Management

Regulatory, Compliance & Policy Adherence

Project Management

Audit & Internal control Evaluations

Developing Internal Controls & Risk Assessment

Product Management

Stakeholder Management

Acquisition Planning

Acquisition Due Diligence

Operations management

Team management

Additional Information

Accomplishments

· Received President's Achievement award for 2018, 2021 & 2025.

· Promoted as Band 35 in ICS - successfully completed 2 RCMs - ECS, E-Mandate & successfully managed & Launched Issuer, Network & Acquiring technology for a highly nuanced regulation- COFT

Certifications

· Completed Leadership Reediness Program in 2019

· Better up certification in Nov 2023

Experienced People Leader Programme Nov 2024

Timeline

Manager Business Regulatory Projects

American Express
06.2021 - 06.2023

Manager Internal Acquisition

American Express
01.2018 - 01.2021

Acting Director Payment Consulting

American Express Banking Corporation
05.2012 - Current

Analyst

ADCB Bank
06.2010 - 10.2011

Analyst

HDFC Bank
12.2006 - 12.2009

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Hope Hall Foundation School

Bachelor of Arts - History Honors

Neha KaushikActing Director Payment Consulting