NETRA SHARMA

Managed branch operations and cash transactions. Led marketing campaigns for lead generation. Enhanced customer account balances and wallet share through interactions. Cross-sold mutual funds, life, health, and term insurance. Acquired new accounts via sales calls and promoted retail banking solutions to suitable customers

Acquired new Current and Savings accounts through aggressive sales calls. Led marketing campaigns in catchment areas for lead generation. Enhanced wallet share by improving account balances with current clients. Offered retail banking solutions, including credit cards, term deposits, personal loans, and mortgage loans, to qualified clients.

Managed full-service branch operations, focusing on lending, sales, customer service, and security. Monitored daily sales reports and reviewed weekly/monthly sales to enhance branch profitability. Expanded client relationships, acquired new clients, and maintained branch audit ratings. Ensured sound asset and liability management, risk control, and compliance. Achieved incremental targets for various banking products.

Selelcted at Young Leadership Program of ICICI Bank Limited.An invitation program for existing employee.You get to upgrade yourself by going to NMIMS school of business management and get certificate for the same.

Managed onboarding of NCA business and SME accounts with turnovers from 10.0Mn to 2500.0Mn. Assessed creditworthiness through financial statement interpretation and risk analysis. Prepared Appraisal Notes for NCA proposals, renewals, and enhancements. Coordinated with technical, legal, and risk teams for collateral valuation, legal clearance, and sanction setup. Built strong operational relationships and provided domestic and international trade support for ERV & NCA clients.

Managed SME accounts with turnovers of 10.0Mn to 2500.0Mn and onboarded NCA business. Evaluated creditworthiness and risk through financial statement analysis. Prepared appraisal notes for NCA proposals, renewals, and enhancements. Coordinated with technical, legal, and risk teams for collateral valuation and compliance. Built strong operational relationships and facilitated trade services for ERV and NCA clients.